WASHINGTON LAWS AND RULES PERTINENT
TO INSURANCE EXAM 2025/2026 WITH
ACTUAL CORRECT QUESTIONS AND
VERIFIED DETAILED ANSWERS
|CURRENTLY TESTING QUESTIONS AND
SOLUTIONS|ALREADY GRADED
A+|NEWEST|BRAND NEW VERSION
!!|GUARANTEED PASS
What enables applicants to compare different life insurance policies and helps them choose
which policy is best for their needs?
Buyer's guide
In Washington, a Medicare Supplement policy must be ______ renewable.
Guaranteed
Maria the producer would like to advertise an annuity product on a highway billboard. Which of
the following must be included in the advertisement?
Her name
How are health plans classified according to the Affordable Care Act?
Bronze, Silver, Gold, Platinum
Proof of loss on a health (disability) insurance claim must be submitted to an insurer within ___
days after the insured's date of loss.
90
An insurer may pay a commission in which of the following scenarios?
To a licensed producer who is appointed with the insurer
XYZ Corp was issued a group health policy for its employees. Under this plan a
1|Page
, Policy must be issued to XYZ, and a certificate must be issued to each employee
Refusing an insurance applicant because of marital status is an example of
Illegal discrimination
An example of misrepresentation is
Providing incorrect, misleading, incomplete, or materially untrue information in the license
application
Any transaction in which new life insurance is purchased and, as a result, the existing life
insurance will be surrendered is called
Replacement
An _____ _____ sells, solicits, or negotiates insurance contracts for compensation.
Insurance producer
Which of the following is NOT a circumstance to which a temporary producer license can be
issued?
Prospective producer who is willing to take the state licensing exam
The Fair Credit Reporting Act protects consumers
With guidelines regarding credit reporting and distribution
Advertising regulations exist in order to
Demonstrate full and truthful disclosures to the public
An insurance company that has been denied or not yet applied for a Certificate of Authority is
called
Unauthorized
Life insurance replacement can be best described as
A transaction in which a new life insurance policy is purchased and an existing life insurance
policy is surrendered
The standard grace period for a life insurance policy sold in Washington is
30 days
All of these are considered forms of advertising EXCEPT
2|Page
TO INSURANCE EXAM 2025/2026 WITH
ACTUAL CORRECT QUESTIONS AND
VERIFIED DETAILED ANSWERS
|CURRENTLY TESTING QUESTIONS AND
SOLUTIONS|ALREADY GRADED
A+|NEWEST|BRAND NEW VERSION
!!|GUARANTEED PASS
What enables applicants to compare different life insurance policies and helps them choose
which policy is best for their needs?
Buyer's guide
In Washington, a Medicare Supplement policy must be ______ renewable.
Guaranteed
Maria the producer would like to advertise an annuity product on a highway billboard. Which of
the following must be included in the advertisement?
Her name
How are health plans classified according to the Affordable Care Act?
Bronze, Silver, Gold, Platinum
Proof of loss on a health (disability) insurance claim must be submitted to an insurer within ___
days after the insured's date of loss.
90
An insurer may pay a commission in which of the following scenarios?
To a licensed producer who is appointed with the insurer
XYZ Corp was issued a group health policy for its employees. Under this plan a
1|Page
, Policy must be issued to XYZ, and a certificate must be issued to each employee
Refusing an insurance applicant because of marital status is an example of
Illegal discrimination
An example of misrepresentation is
Providing incorrect, misleading, incomplete, or materially untrue information in the license
application
Any transaction in which new life insurance is purchased and, as a result, the existing life
insurance will be surrendered is called
Replacement
An _____ _____ sells, solicits, or negotiates insurance contracts for compensation.
Insurance producer
Which of the following is NOT a circumstance to which a temporary producer license can be
issued?
Prospective producer who is willing to take the state licensing exam
The Fair Credit Reporting Act protects consumers
With guidelines regarding credit reporting and distribution
Advertising regulations exist in order to
Demonstrate full and truthful disclosures to the public
An insurance company that has been denied or not yet applied for a Certificate of Authority is
called
Unauthorized
Life insurance replacement can be best described as
A transaction in which a new life insurance policy is purchased and an existing life insurance
policy is surrendered
The standard grace period for a life insurance policy sold in Washington is
30 days
All of these are considered forms of advertising EXCEPT
2|Page
