100% satisfaction guarantee Immediately available after payment Both online and in PDF No strings attached 4.2 TrustPilot
logo-home
Exam (elaborations)

XCel 2-15 Florida Life & Health State Exam Bank 2025–2026 | Updated Questions & Verified Answers

Rating
-
Sold
-
Pages
204
Grade
A+
Uploaded on
20-11-2025
Written in
2025/2026

Prepare for the Florida 2-15 Life & Health Insurance License Exam with this fully updated XCel Exam Bank 2025–2026, featuring realistic practice questions, verified answers, and high-yield content. Perfect for fast study, guaranteed accuracy, and first-attempt success. Instant download available.

Show more Read less
Institution
XCel 2-15 Florida Life & Health State
Course
XCel 2-15 florida life & health state











Whoops! We can’t load your doc right now. Try again or contact support.

Written for

Institution
XCel 2-15 florida life & health state
Course
XCel 2-15 florida life & health state

Document information

Uploaded on
November 20, 2025
Number of pages
204
Written in
2025/2026
Type
Exam (elaborations)
Contains
Questions & answers

Subjects

Content preview

XCel 2-15 florida life & health state exam
simulator, FL 0215 Health and Life Ins, Florida
Insurance Exam, Florida Life Insurance, FL Life
and Health Insurance 2-15 Study Exam (165
questions), 215 License Exam, Florida Health and
Life Insurance State…

Save




Terms in this set (1326)


what is considered to be a benefit payments start within one payment period of
characteristic of an purchase
immediate annuity

which of these premiums are payable for as long as there is insurance
characteristics is coverage in force
consistent with a straight
life policy

an insureds inability to long term care
perform two or more
activities of daily living
may trigger which type of
life policy rider

,B recently died and was pay the amount that the premium would have
insured with a life purchased at the correct age
insurance policy for over
five years. During the
claims process, the insurer
discovered that B had
understated his age by 5
years at the time of
application. In this
situation, the insurer will

what action can a assign policy ownership to the bank
policyowner take if an
application for a bank loan
requires collateral

what is required in the small group benefit plans are to be issued on a
Florida Employee Health guarantee issue basis
Care Access Act

P is a forty year old an immediate annuity
woman and would like to
purchase an annuity that
will provide a lifetime
income stream beginning
at age sixty. Which of the
following did she NOT
buy?

the situation in which a closed panel
group of physicians are
salaried employees and
conduct business in an
hmo facility is called

,T sends proof of loss to immediately
her insurer for an
acceptable medical
expense claim under her
individual Health
Insurance policy. Upon
receipt, the insurer must
pay the benefits

an application for six
medicare supplement
coverage may not be
denied by the insurer if the
application was submitted
within ______ month(s) after
the applicant reaches the
age 65

when a policyowner cash anti money laundering violation
surrenders a universal life
insurance policy in its
early years, this may be
considered a red flag for
a(n)

When is a Group Health at the moment of birth
policy required to provide
coverage for a newborn
child?

which of the following an existing policyholder purchases an additional
situations does not apply policy from the same insurer
to the florida replacement
rule

under a renewable term the renewal premium is calculated on the basis of the
policy insured's attained age

, D owns a Whole Life extended term
policy that was purchased
10 years ago. If the
premium payments
suddenly stop and D takes
no additional action,
which Nonforfeiture
Option will the insurer
likely proceed with?

In Florida, which employee who works more than 40 hours per week
employee is eligible for an
employer's group term life
plan?

which of the following the employer receives a master policy and the
statements is correct employees receive certificates
regarding an
employer/employee
group health plan

all of the following income derived from the tsa is received income tax
statements regarding a tax free
sheltered annuity (tsa) are
true except

How would a contingent if the primary beneficiary dies before the insured
beneficiary receive the
policy proceeds in an
Accidental Death and
Dismemberment (AD&D)
policy?

A student pilot can pay aviation exclusion
regular premium costs for
her life insurance policy
with the addition of which
of the following?

Get to know the seller

Seller avatar
Reputation scores are based on the amount of documents a seller has sold for a fee and the reviews they have received for those documents. There are three levels: Bronze, Silver and Gold. The better the reputation, the more your can rely on the quality of the sellers work.
AnswersCOM Chamberlain School Of Nursing
View profile
Follow You need to be logged in order to follow users or courses
Sold
1157
Member since
2 year
Number of followers
352
Documents
26238
Last sold
4 hours ago
Academic Guru

In my profile, you'll find a range of study resources, including detailed lecture notes, comprehensive summaries, and challenging practice exams. These materials are designed to help you grasp key concepts, review efficiently, and perform your best during assessments.I'm here not just to share but also to learn. Feel free to connect, ask questions, and share your insights. Together, we can make the learning journey more enriching. Browse through my materials, and I hope you find them beneficial for your academic success. Happy studying!

Read more Read less
3.6

216 reviews

5
97
4
23
3
44
2
14
1
38

Recently viewed by you

Why students choose Stuvia

Created by fellow students, verified by reviews

Quality you can trust: written by students who passed their tests and reviewed by others who've used these notes.

Didn't get what you expected? Choose another document

No worries! You can instantly pick a different document that better fits what you're looking for.

Pay as you like, start learning right away

No subscription, no commitments. Pay the way you're used to via credit card and download your PDF document instantly.

Student with book image

“Bought, downloaded, and aced it. It really can be that simple.”

Alisha Student

Frequently asked questions