10/23/25, 2:51 PM Pearson VUE: Casualty Insurance Practice Exam 2024 EXAM 2025 (Actual Exam) Questions with verified Answers (Latest Updat…
Pearson VUE: Casualty Insurance Practice Exam
2024 EXAM 2025 (Actual Exam) Questions with
verified Answers (Latest Update 2025) UPDATE!!
Save
Terms in this set (60)
An insured may cancel a C
Personal Auto Policy by
taking which of the
following actions?
A. Paying the insurance
company any past due
premiums
B. Waiting until the policy
expiration date
C. Giving written notice to
the insurance company
D. Informing the producer
by telephone
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,10/23/25, 2:51 PM Pearson VUE: Casualty Insurance Practice Exam 2024 EXAM 2025 (Actual Exam) Questions with verified Answers (Latest Updat…
In insurance, which of the B
following terms refers to
continuous or repeated
exposure to conditions
that may result in bodily
injury or damage neither
expected nor intended?
A. An accident
B. An occurrence
C. An event
D. A condition
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,10/23/25, 2:51 PM Pearson VUE: Casualty Insurance Practice Exam 2024 EXAM 2025 (Actual Exam) Questions with verified Answers (Latest Updat…
Which of the following D
vehicles is considered a
temporary substitute auto
under a Personal Auto
policy?
A. A neighbor's pickup
truck borrowed by an
insured to run an errand
B. An auto purchased by
an insured to replace a
previously owned vehicle
C. An auto rented by an
insured when the insured
is on vacation
D. An auto rented by an
insured when the insured's
car is in a garage for
repairs
https://quizlet.com/1097406251/pearson-vue-casualty-insurance-practice-exam-2024-exam-2025-actual-exam-questions-with-verified-answers-latest-… 3/39
, 10/23/25, 2:51 PM Pearson VUE: Casualty Insurance Practice Exam 2024 EXAM 2025 (Actual Exam) Questions with verified Answers (Latest Updat…
An insurance binder is D
best described as:
A. a large bound volume
of rules, rates, and forms
B. a rate manual supplied
by one of the rating
organizations
C. a temporary agreement
to pay a claim pending
final settlement
D. temporary short-term
evidence of coverage
Anything that increases B
the chance of loss is
known as a(n):
A. risk
B. hazard
C. direct loss
D. indirect loss
https://quizlet.com/1097406251/pearson-vue-casualty-insurance-practice-exam-2024-exam-2025-actual-exam-questions-with-verified-answers-latest-… 4/39
Pearson VUE: Casualty Insurance Practice Exam
2024 EXAM 2025 (Actual Exam) Questions with
verified Answers (Latest Update 2025) UPDATE!!
Save
Terms in this set (60)
An insured may cancel a C
Personal Auto Policy by
taking which of the
following actions?
A. Paying the insurance
company any past due
premiums
B. Waiting until the policy
expiration date
C. Giving written notice to
the insurance company
D. Informing the producer
by telephone
https://quizlet.com/1097406251/pearson-vue-casualty-insurance-practice-exam-2024-exam-2025-actual-exam-questions-with-verified-answers-latest-… 1/39
,10/23/25, 2:51 PM Pearson VUE: Casualty Insurance Practice Exam 2024 EXAM 2025 (Actual Exam) Questions with verified Answers (Latest Updat…
In insurance, which of the B
following terms refers to
continuous or repeated
exposure to conditions
that may result in bodily
injury or damage neither
expected nor intended?
A. An accident
B. An occurrence
C. An event
D. A condition
https://quizlet.com/1097406251/pearson-vue-casualty-insurance-practice-exam-2024-exam-2025-actual-exam-questions-with-verified-answers-latest-… 2/39
,10/23/25, 2:51 PM Pearson VUE: Casualty Insurance Practice Exam 2024 EXAM 2025 (Actual Exam) Questions with verified Answers (Latest Updat…
Which of the following D
vehicles is considered a
temporary substitute auto
under a Personal Auto
policy?
A. A neighbor's pickup
truck borrowed by an
insured to run an errand
B. An auto purchased by
an insured to replace a
previously owned vehicle
C. An auto rented by an
insured when the insured
is on vacation
D. An auto rented by an
insured when the insured's
car is in a garage for
repairs
https://quizlet.com/1097406251/pearson-vue-casualty-insurance-practice-exam-2024-exam-2025-actual-exam-questions-with-verified-answers-latest-… 3/39
, 10/23/25, 2:51 PM Pearson VUE: Casualty Insurance Practice Exam 2024 EXAM 2025 (Actual Exam) Questions with verified Answers (Latest Updat…
An insurance binder is D
best described as:
A. a large bound volume
of rules, rates, and forms
B. a rate manual supplied
by one of the rating
organizations
C. a temporary agreement
to pay a claim pending
final settlement
D. temporary short-term
evidence of coverage
Anything that increases B
the chance of loss is
known as a(n):
A. risk
B. hazard
C. direct loss
D. indirect loss
https://quizlet.com/1097406251/pearson-vue-casualty-insurance-practice-exam-2024-exam-2025-actual-exam-questions-with-verified-answers-latest-… 4/39
