NEWEST 2025 TEST BANK| 2 VERSIONS
(VERSION A & B) WITH 250 REAL EXAM
QUESTIONS AND CORRECT DETAILED
ANSWERS (VERIFIED ANSWERS)
GRADED A+| ELIGIBLE FOR DIRECT
PAYMENT NON-ATTORNEY EXAM 2025
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Social Security Disability Insurance SSDI Citation - ,,,answer,,,..CFR 20
Section 404
Good Cause for Late Filing (Citations: 404.911, 416.1411) - ,,,answer,,,..If
an appeal deadline is missed, and the claimant wants to appeal, he or she
must show "good cause" for late filing.
Examples of good cause are described in 404.911: - ,,,answer,,,..• You
were seriously ill and were prevented from contacting us in person, by
phone, in writing, or through a friend, relative, or other person;
• There was a death or serious illness in your immediate family;
,• Important records were destroyed or damaged by fire or other accidental
cause;
• You were making serious efforts to find necessary information to support
the claim but had not been able to obtain it within the stated time periods;
• You requested additional information from us explaining this action
within the time limit. Within 60 days of receiving the explanation you
requested reconsideration or a hearing, or within 30 days of receiving the
explanation you requested Appeals Council review or filed a civil suit;
• We gave you misleading, incorrect or incomplete information about
when and how to request administrative review or to file a civil suit;
• You did not receive notice of the determination or decision;
• You sent the request to another government agency in good faith within
the time limit and the request did not reach us until after the time period
had expired; or
• Unusual or unavoidable circumstances exist, which show that you could
not have known of the need to file timely, or which prevented you from
filing timely.
SSA will consider the following for deciding whether a claimant had good
cause - ,,,answer,,,..• What circumstances kept the claimant from making
the request on time;
• Whether SSA's action mislead the claimant;
• Whether the claimant did not understand the requirements;
,• Whether the claimant had any physical, mental, educational, or
linguistic limitations which prevented them from making a timely request
or from understanding or knowing about the need to file a timely request
for review.
Social Security Disability Insurance SSDI - ,,,answer,,,..Title XVI
SSDI Eligibility - ,,,answer,,,..1. Is the applicant under full retirement age
(66)?
2. Is the applicant fully insured?
3. Is the applicant insured for disability?
Auxiliary Benefits - ,,,answer,,,..Benefits can be paid to the disabled
worker's family in some cases. Benefits can be paid to dependent children
under the age of 18 or a spouse (or divorced spouse if married for 10
years) under the age of 62 who has joint care of the children.
Supplemental Security Insurance SSI - ,,,answer,,,..Title II
Supplemental Security Insurance SSI Citation - ,,,answer,,,..CFR 20
Section 416
SSI - ,,,answer,,,..No work requirement
, Children can qualify as disabled
No retroactive benefits earlier than filing date
Strict income and resource provisions
Definition of Disability - ,,,answer,,,..Citations: 404.1505, 416.905
The inability to do any substantial gainful activity (SGA) by reason of any
medically determinable physical or mental impairment(s) which can be
expected to result in death, or which has lasted or can be expected to last
for a continuous period of not less than 12 months.
Insured Status - ,,,answer,,,..1. An individual must be fully insured
2. as a general rule they must meet to 20/40 requirement. (5 of last 10
years)
Insured status - ,,,answer,,,..Quarters of Coverage at least 6 Quarters
One of Four For every year beginning with the year after attainment of age
21 up until the age you turn 62 or you die
Rules of Disability Insured Status (SSDI Only) - ,,,answer,,,..Citations:
404.130, 404.131, and 404.140
Rule 1 - 20/40:You have to have 20 quarters of coverage in the 40-quarter
period ending with the quarter that you became disabled. This is called