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CPCU ETHICS FINAL EXAM | 2025-2026 LATEST UPDATED | ACTUAL
EXAM QUESTIONS WITH SOLUTIONS | 100% RATED CORRECT |
100% VERFIED SOLTIONS | ALREADY GRADED A+
Everyday choices made regarding dress or speech are more a reflection of a person's personality;
ethical choices reflect a person's - (ANSWERS)Character
Moral principles or practices arise out of the desire to avoid - (ANSWERS)the chaos of
unrestrained personal behavior at the expense of the social order
When it comes to ethics we have the opportunity to - (ANSWERS)create our own perception and
process
In general, it is our ability to _______, in other words to think beyond a surface level that
distinguishes us from the plants and animals with which we share this earth -
(ANSWERS)reason critically
P T Barnum said: - (ANSWERS)"No man can be dishonest without soon being found out and
when his lack of principle is discovered, nearly every avenue to success is closed... "
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Situational ethics is the term for - (ANSWERS)social behavior that allows people to choose to
deal with dilemmas based on what's right at the moment
The ability to reason critically includes all of the following, EXCEPT - (ANSWERS)the ability
to use judgment of facts and reach logical conclusions EXCEPT WHEN those conclusions differ
significantly from our own basic beliefs
What comment followed this remark by Aleksandr Solzhenitsyn, a famous Russian dissident?
"I've lived my life in a society where there was no rule of law. And that's a terrible existence." -
(ANSWERS)"But a society where the rule of law is the only standard of ethical behavior is
equally bad."
What does "it's not the harness but the horses that pull the wagon" mean? -
(ANSWERS)Individual actions create the ethical climate in a company.
When everyone determines his or her own standards, there are no standards. What human
tendency magnifies this dilemma? - (ANSWERS)judging oneself according to one's own GOOD
INTENTIONS while judging others by their WORST ACTIONS
Which term is used to describe a gut feeling, when you can tell something feels right or wrong,
ethical or unethical, legal or illegal? - (ANSWERS)intuition
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Acting on your mentor's suggestion that you sell a certain form of insurance to one of your
clients without questioning whether the insurance is required by your client may be an example
of which of the following common patterns of reaction? - (ANSWERS)blind faith
Suggesting the same life coverage for each person between 20 and 25 or the same annuity
products for each person between 30 and 35 may be an example of which common pattern of
reaction? - (ANSWERS)habit
Reasoning critically involves much more than just an overt, animal instinct reaction to the
external events around us. Reasoning critically requires that we use our mind's ability to process
information in a logical, organized way to reach conclusions that will allow us to make thought-
based, rather than reaction-based, decisions. This involves which of the following? -
(ANSWERS)questioning, rather than simply accepting
an ethical philosophy that postulates that we should always choose the action that will cause the
greatest amount of good for the greatest number of people - (ANSWERS)Utilitarianism
a philosophy that postulates that the highest ethical standard can be achieved by doing what is
the greatest good for the "individual" over the long term - (ANSWERS)Individualism
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Individualism is most often associated with which of the following? - (ANSWERS)Greatest
good for the individual over the long term
Justice is most often associated with which of the following? - (ANSWERS)Equal treatment of
everyone
All of the following are philosophical approaches to ethics, EXCEPT: - (ANSWERS)legal rule
The Moral Rights philosophy argues each human being is born with all of the following rights,
EXCEPT: - (ANSWERS)Right to Universal Health Care
Silver Rule only asks you to do one thing. What is that? - (ANSWERS)Do no harm
The Moral Rights approach to ethics is based upon: - (ANSWERS)Developing an understanding
of and healthy respect for the rights of others as individuals
Utilitarianism is most often associated with which of the following? - (ANSWERS)Greatest
amount of good to occur for the greatest number of people
CPCU ETHICS FINAL EXAM | 2025-2026 LATEST UPDATED | ACTUAL
EXAM QUESTIONS WITH SOLUTIONS | 100% RATED CORRECT |
100% VERFIED SOLTIONS | ALREADY GRADED A+
Everyday choices made regarding dress or speech are more a reflection of a person's personality;
ethical choices reflect a person's - (ANSWERS)Character
Moral principles or practices arise out of the desire to avoid - (ANSWERS)the chaos of
unrestrained personal behavior at the expense of the social order
When it comes to ethics we have the opportunity to - (ANSWERS)create our own perception and
process
In general, it is our ability to _______, in other words to think beyond a surface level that
distinguishes us from the plants and animals with which we share this earth -
(ANSWERS)reason critically
P T Barnum said: - (ANSWERS)"No man can be dishonest without soon being found out and
when his lack of principle is discovered, nearly every avenue to success is closed... "
,2|Page
Situational ethics is the term for - (ANSWERS)social behavior that allows people to choose to
deal with dilemmas based on what's right at the moment
The ability to reason critically includes all of the following, EXCEPT - (ANSWERS)the ability
to use judgment of facts and reach logical conclusions EXCEPT WHEN those conclusions differ
significantly from our own basic beliefs
What comment followed this remark by Aleksandr Solzhenitsyn, a famous Russian dissident?
"I've lived my life in a society where there was no rule of law. And that's a terrible existence." -
(ANSWERS)"But a society where the rule of law is the only standard of ethical behavior is
equally bad."
What does "it's not the harness but the horses that pull the wagon" mean? -
(ANSWERS)Individual actions create the ethical climate in a company.
When everyone determines his or her own standards, there are no standards. What human
tendency magnifies this dilemma? - (ANSWERS)judging oneself according to one's own GOOD
INTENTIONS while judging others by their WORST ACTIONS
Which term is used to describe a gut feeling, when you can tell something feels right or wrong,
ethical or unethical, legal or illegal? - (ANSWERS)intuition
,3|Page
Acting on your mentor's suggestion that you sell a certain form of insurance to one of your
clients without questioning whether the insurance is required by your client may be an example
of which of the following common patterns of reaction? - (ANSWERS)blind faith
Suggesting the same life coverage for each person between 20 and 25 or the same annuity
products for each person between 30 and 35 may be an example of which common pattern of
reaction? - (ANSWERS)habit
Reasoning critically involves much more than just an overt, animal instinct reaction to the
external events around us. Reasoning critically requires that we use our mind's ability to process
information in a logical, organized way to reach conclusions that will allow us to make thought-
based, rather than reaction-based, decisions. This involves which of the following? -
(ANSWERS)questioning, rather than simply accepting
an ethical philosophy that postulates that we should always choose the action that will cause the
greatest amount of good for the greatest number of people - (ANSWERS)Utilitarianism
a philosophy that postulates that the highest ethical standard can be achieved by doing what is
the greatest good for the "individual" over the long term - (ANSWERS)Individualism
, 4|Page
Individualism is most often associated with which of the following? - (ANSWERS)Greatest
good for the individual over the long term
Justice is most often associated with which of the following? - (ANSWERS)Equal treatment of
everyone
All of the following are philosophical approaches to ethics, EXCEPT: - (ANSWERS)legal rule
The Moral Rights philosophy argues each human being is born with all of the following rights,
EXCEPT: - (ANSWERS)Right to Universal Health Care
Silver Rule only asks you to do one thing. What is that? - (ANSWERS)Do no harm
The Moral Rights approach to ethics is based upon: - (ANSWERS)Developing an understanding
of and healthy respect for the rights of others as individuals
Utilitarianism is most often associated with which of the following? - (ANSWERS)Greatest
amount of good to occur for the greatest number of people
