8/18/25, 5:31 PM LA Life Insurance Series 101 EXAM Questions & Answers | 100% Verified solutions |Questions with Correct Answers 2025 latest up…
LA Life Insurance Series 101 EXAM Questions &
Answers | 100% Verified solutions |Questions with
Correct Answers 2025 latest update!!
Save
Practice questions for this set
Learn 1 /7 Study with Learn
Terms in this set (108)
Which type of rider pays Accidental Death and Dismemberment
out a capital sum in case
an insured loses a limb or
their eyesight?
https://quizlet.com/1066466574/la-life-insurance-series-101-exam-questions-answers-100-verified-solutions-questions-with-correct-answers-2025-lat… 1/17
,8/18/25, 5:31 PM LA Life Insurance Series 101 EXAM Questions & Answers | 100% Verified solutions |Questions with Correct Answers 2025 latest up…
If a policyowner of a The term policy will be replaced by a permanent life
convertible term life insurance policy
insurance policy exercises
his/her right to convert,
which of the following will
happen?
Which of the following is Regulate the replacement of Insurance by the
NOT a purpose of the rule consumer
regarding replacement of
Life Insurance?
Which of the following is Backdating
NOT an example of a
prohibited practice?
When demanded, Hearing Within 30 days after the date a hearing is demanded
are held:
Which of the following is Guaranteed elements must be labeled as such, but
not a standard or non-guaranteed elements need not to be labeled
requirement for an
illustration?
Which of the following In lieu of fines, the Commissioner may have a
statements is NOT producer imprisoned for up to one year.
correct?
How many credit hours of 24 ( with at 3 hours in ethics)
continuing education must
a producer complete
every renewal period?
Which of the following A person may not Opt-Out of HIV testing
statements is FALSE with
respect to HIV testing?
With regard to The expense of examination of an insurer or of any
examinations, Which of the person is paid by the Department
following statements is
NOT correct?
https://quizlet.com/1066466574/la-life-insurance-series-101-exam-questions-answers-100-verified-solutions-questions-with-correct-answers-2025-lat… 2/17
, 8/18/25, 5:31 PM LA Life Insurance Series 101 EXAM Questions & Answers | 100% Verified solutions |Questions with Correct Answers 2025 latest up…
Which of the following Misleading and convincing an insured to surrender,
CORRECTLY describes the lapse, or exchange an existing policy for a different
practice of Twisting? one, to the insured's detriment.
Which of the following An agent who will be transacting business in Louisiana
statements is TRUE with under an assumed name must notify the
respect to assumed Commissioner prior to using the assumed name.
names?
Which of the following Accelerated benefits effective for illness immediately
statements is FALSE upon the effective date.
regarding requirements
for accelerated benefits?
An initial privacy notice is A prospective customer
NOT required to be
provided to:
When do individual April 30th of each even-numbered year.
producer licenses expire?
Which of the following Accelerated benefits must provide for a lump sum
statements is TRUE benefit option.
regarding accelerated
benefits?
With regard to Must conduct a financial examination of an insurer at
examinations by the least once every 5 years.
Commissioner, the
Commissioner:
Which of the following A supplemental illustration must be accompanied by
statements is true with or preceded by a basic illustration.
respect to supplemental
illustrations?
For those individuals who Group
have health issues, Which
of the following would be
an insurance plan to
consider?
https://quizlet.com/1066466574/la-life-insurance-series-101-exam-questions-answers-100-verified-solutions-questions-with-correct-answers-2025-lat… 3/17
LA Life Insurance Series 101 EXAM Questions &
Answers | 100% Verified solutions |Questions with
Correct Answers 2025 latest update!!
Save
Practice questions for this set
Learn 1 /7 Study with Learn
Terms in this set (108)
Which type of rider pays Accidental Death and Dismemberment
out a capital sum in case
an insured loses a limb or
their eyesight?
https://quizlet.com/1066466574/la-life-insurance-series-101-exam-questions-answers-100-verified-solutions-questions-with-correct-answers-2025-lat… 1/17
,8/18/25, 5:31 PM LA Life Insurance Series 101 EXAM Questions & Answers | 100% Verified solutions |Questions with Correct Answers 2025 latest up…
If a policyowner of a The term policy will be replaced by a permanent life
convertible term life insurance policy
insurance policy exercises
his/her right to convert,
which of the following will
happen?
Which of the following is Regulate the replacement of Insurance by the
NOT a purpose of the rule consumer
regarding replacement of
Life Insurance?
Which of the following is Backdating
NOT an example of a
prohibited practice?
When demanded, Hearing Within 30 days after the date a hearing is demanded
are held:
Which of the following is Guaranteed elements must be labeled as such, but
not a standard or non-guaranteed elements need not to be labeled
requirement for an
illustration?
Which of the following In lieu of fines, the Commissioner may have a
statements is NOT producer imprisoned for up to one year.
correct?
How many credit hours of 24 ( with at 3 hours in ethics)
continuing education must
a producer complete
every renewal period?
Which of the following A person may not Opt-Out of HIV testing
statements is FALSE with
respect to HIV testing?
With regard to The expense of examination of an insurer or of any
examinations, Which of the person is paid by the Department
following statements is
NOT correct?
https://quizlet.com/1066466574/la-life-insurance-series-101-exam-questions-answers-100-verified-solutions-questions-with-correct-answers-2025-lat… 2/17
, 8/18/25, 5:31 PM LA Life Insurance Series 101 EXAM Questions & Answers | 100% Verified solutions |Questions with Correct Answers 2025 latest up…
Which of the following Misleading and convincing an insured to surrender,
CORRECTLY describes the lapse, or exchange an existing policy for a different
practice of Twisting? one, to the insured's detriment.
Which of the following An agent who will be transacting business in Louisiana
statements is TRUE with under an assumed name must notify the
respect to assumed Commissioner prior to using the assumed name.
names?
Which of the following Accelerated benefits effective for illness immediately
statements is FALSE upon the effective date.
regarding requirements
for accelerated benefits?
An initial privacy notice is A prospective customer
NOT required to be
provided to:
When do individual April 30th of each even-numbered year.
producer licenses expire?
Which of the following Accelerated benefits must provide for a lump sum
statements is TRUE benefit option.
regarding accelerated
benefits?
With regard to Must conduct a financial examination of an insurer at
examinations by the least once every 5 years.
Commissioner, the
Commissioner:
Which of the following A supplemental illustration must be accompanied by
statements is true with or preceded by a basic illustration.
respect to supplemental
illustrations?
For those individuals who Group
have health issues, Which
of the following would be
an insurance plan to
consider?
https://quizlet.com/1066466574/la-life-insurance-series-101-exam-questions-answers-100-verified-solutions-questions-with-correct-answers-2025-lat… 3/17
