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D773 Task 2 WGU: Privacy and Ethical Issues in Social Media & Online Banking

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August 4, 2025
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Written in
2025/2026
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D773 Task 2 WGU: Privacy and Ethical Issues in Social Media & Online Banking




D773 Task 2

A1. Social Media

What are some potential privacy and ethical issues with social media?

ChatGPT said:

Social media platforms pose several privacy and ethical risks that affect individuals,
communities, and society. These issues often overlap, creating complex challenges. Here's a
breakdown:

1. Privacy issues

-Data Breaches- with weak security it can lead to unauthorized parties could access information.

-Facial recognition- using facial recognition to tag users is possibly misuse without consent.

-Lack of Informed consent- Often, users do not know that their data will be shared when
accepting the terms of service.

2. Ethical issues

-Mental health impacts- Excessive exposure to social media can promote unrealistic standards.

-Misinformation and disinformation- The spread of false or misleading information.

-Manipulation and addiction- Addictive behaviors can come from social media platforms that are
designed to maximize engagement.

A2. Online Banking

What are some potential privacy and ethical issues with online banking?

ChatGPT said:

Online banking is efficient and convenient, but it has some privacy and ethical concerns; here
are some of the issues:

1. Privacy Issues

-Lack of transparency- Users not knowing and or fully understanding the privacy policies.

-Behavioral monitoring and customer profiling - Financial institutions monitor user activities
across various platforms to create detailed customer profiles for promotional purposes without
securing consent.




D773 Task 2 WGU: Privacy and Ethical Issues in Social Media & Online Banking

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