STATE EXAM WITH STUD GUIDE EXAMFX Questions &
Answers
1.Professional liability policies protect against liability resulting from
Answer A. Er- rors and Omissions
Page 46
2.Mini-Tail or Extended. Page 60
Answer B. 60 Days after expiration date
3.Not an exclusion under auto physical damage selection. Page 28
Answer C. Car- pools
4.Not a covered territory in the personal auto policy. Page 25
Answer C. Mexico
5.Which is covered under other than collision section of your auto
policy. Page 26
Answer A. Hail damage to your car
6.Nationwide Marine Define classifies risks can be written. Page 95
Answer B. Inland marine form
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, 7.Assignment provision of policy to another person without written
consent page 51
Answer A. Get permission from insurance
8.Not something of value exchanged policy. Page 13
Answer D. Application given to prospective insured
9.The following are insured under auto policy EXCEPT. Page 38
Answer B. Spouse of name insured NOT living in household
10.Occurrence form trigger based on. Page 17
Answer D. Date injury occurs
11. Maximum coverage bodily injury offered by NJ Full Insurance
Underwriting Association. Page 55
Answer D. $500,000.00
12.Duties of insurer include all of the following EXCEPT
Answer B. Notify the insured if financial difficulty
13.List of lines or classes of insurance for there exists no reasonable
market among authorized insurers in the state. Page 61
Answer A. Exportable List
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