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Exam (elaborations)

CHAMPIONS SCHOOL OF REAL ESTATE FINANCE 2025 BRAND NEW ACTUAL EXAM WITH ANSWERS.

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CHAMPIONS SCHOOL OF REAL ESTATE FINANCE 2025 BRAND NEW ACTUAL EXAM WITH ANSWERS.

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Institution
CHAMPIONS SCHOOL OF REAL ESTATE FINANCE
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Uploaded on
May 15, 2025
Number of pages
14
Written in
2024/2025
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Exam (elaborations)
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Questions & answers

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  • champions school of real estate finance 2025
  • champions school of real estate finance

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Page | 1

CHAMPIONS SCHOOL OF REAL
ESTATE FINANCE 2025 BRAND NEW
ACTUAL EXAM WITH ANSWERS.



1. _____ provides insurance on single family, multifamily, and
manufactured house - correct answer -FHA




2. FHA has a nonpayment as low as... - correct answer -3.5%




3. The ______ is a mortgage insurance program that protects the
lender from loss in the event of default by the borrower by
insuring the full amount of the loan - correct answer -FHA




4. The maximum loan-to-value ratio for an FHA loan is... - correct
answer -96.5%




5. Upfront mortgage insurance can be paid - correct answer -At
closing or added to the loan at funding

, Page | 2



6. Gift funds can not be... - correct answer -Cash on hand, sales
agent, broker, seller




7. Gift funds donor must be - correct answer -Relative, domestic
partner, or fiancé




8. Required for all FHA transaction regardless of LTV - correct
answer -Escrow




9. VA loans needs ____% downpayment - correct answer -0




10. Eligibility address the question: - correct answer -Is the
veteran able to obtain a VA loan




11. Refers to a loan made to a Veteran and another person -
correct answer -Joint loan
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