LOUISIANA NOTARY PREP 230
EXAM QUESTIONS AND VERIFIED
ANSWERS 2025 A+
abstract - ANSWER- history of the title to property as revealed by the
public records
acceleration clause - ANSWER- clause used in an installment note and
mortgage which gives the lender the right to demand payment in full
upon the happnening of a certain event, such as failure to pay an
installment by a certain date, change of ownership without the lender's
,consent, destruction of the property, or other event which endangers the
security of the loan
accession - ANSWER- acquiring title to additions or improvements to
property as a result of natural growth, labor, the annexation of fixtures or
the accretion of alluvial deposits along the banks of streams
accessory contract - ANSWER- a contract is accessory when it is made
to provide security for the performance of an obligation. Suretyship,
mortgage, pledge, and other types of security agreements are examples
of accessory contracts.
acknowledged act - ANSWER- any act or instrument in writing signed
by the parties in the presence of two witnesses and then taken by the
party(ies) or the witness(es) before a notary and two witnesses; the
original act was signed out of the presence of the notary
acknowledgement of paternity - ANSWER- a formal written declaration
whereby a person establishes himself as the natural father of a child
acknowledgment - ANSWER- a formal declaration by a party before a
notary public in the presence of two witnesses by the person who signs
an instrument to the effect that it is his own free and voluntary act done
for the purposes therein expressed
acquets and gains - ANSWER- a civilian concept referring to the
matrimonial regime of community property; acquets means all things
,acquired, and gains is the increase in the value of property through the
skill or labor of a person, particularly a spouse
acquisitive prescription - ANSWER- a mode of acquiring ownership of
other real rights by uninterrupted possession for a period of time
acquittance - ANSWER- a release, usually in writing, from an obligation
act under private signature - ANSWER- any act or instrument, in
writing, signed by a person or persons not in the presence of a notary
that may or may not be witnessed
administor - ANSWER- a person appointed by the court as the
succession representative to manage the assets and liabilities of an
intestate decedent
affiant - ANSWER- one who makes an affidavit
affidavit - ANSWER- a declaration or statement of facts personally
known to the affiant reduced in writing and sworn to by the affiant
before a notary; affidavit of distinction
(affidavit of identification)" - ANSWER- affidavit executed before a
notary by a person providing identifying information to distinguish said
person from a judgment debtor with a same or similar name and then
recorded in the mortgage records of the parish where the judgment is
recorded
, agent - ANSWER- one authorized to act or represent another
agreement - ANSWER- contract
agreement to sell or buy - ANSWER- binding contract to buy and sell in
future
aleatory contract - ANSWER- agreement in which the effects thereof
depend on an uncertain event
alienate - ANSWER- to transfer property or a right to the ownership of
another, especially by an act of the owner rather than by inheritance
alluvion - ANSWER- an increase to the land caused by the buildup of
deposits from running water
antichresis - ANSWER- a written contract by which the debtor pledges
the revenues of an immovable to the creditor as security for a debt
appearance clause - ANSWER- clause giving full status of a natural or
juridical person in any legal instrument
appearer - ANSWER- a person who goes before an official authorized to
administer oaths, take acknowledgments, or make authentic acts, and
EXAM QUESTIONS AND VERIFIED
ANSWERS 2025 A+
abstract - ANSWER- history of the title to property as revealed by the
public records
acceleration clause - ANSWER- clause used in an installment note and
mortgage which gives the lender the right to demand payment in full
upon the happnening of a certain event, such as failure to pay an
installment by a certain date, change of ownership without the lender's
,consent, destruction of the property, or other event which endangers the
security of the loan
accession - ANSWER- acquiring title to additions or improvements to
property as a result of natural growth, labor, the annexation of fixtures or
the accretion of alluvial deposits along the banks of streams
accessory contract - ANSWER- a contract is accessory when it is made
to provide security for the performance of an obligation. Suretyship,
mortgage, pledge, and other types of security agreements are examples
of accessory contracts.
acknowledged act - ANSWER- any act or instrument in writing signed
by the parties in the presence of two witnesses and then taken by the
party(ies) or the witness(es) before a notary and two witnesses; the
original act was signed out of the presence of the notary
acknowledgement of paternity - ANSWER- a formal written declaration
whereby a person establishes himself as the natural father of a child
acknowledgment - ANSWER- a formal declaration by a party before a
notary public in the presence of two witnesses by the person who signs
an instrument to the effect that it is his own free and voluntary act done
for the purposes therein expressed
acquets and gains - ANSWER- a civilian concept referring to the
matrimonial regime of community property; acquets means all things
,acquired, and gains is the increase in the value of property through the
skill or labor of a person, particularly a spouse
acquisitive prescription - ANSWER- a mode of acquiring ownership of
other real rights by uninterrupted possession for a period of time
acquittance - ANSWER- a release, usually in writing, from an obligation
act under private signature - ANSWER- any act or instrument, in
writing, signed by a person or persons not in the presence of a notary
that may or may not be witnessed
administor - ANSWER- a person appointed by the court as the
succession representative to manage the assets and liabilities of an
intestate decedent
affiant - ANSWER- one who makes an affidavit
affidavit - ANSWER- a declaration or statement of facts personally
known to the affiant reduced in writing and sworn to by the affiant
before a notary; affidavit of distinction
(affidavit of identification)" - ANSWER- affidavit executed before a
notary by a person providing identifying information to distinguish said
person from a judgment debtor with a same or similar name and then
recorded in the mortgage records of the parish where the judgment is
recorded
, agent - ANSWER- one authorized to act or represent another
agreement - ANSWER- contract
agreement to sell or buy - ANSWER- binding contract to buy and sell in
future
aleatory contract - ANSWER- agreement in which the effects thereof
depend on an uncertain event
alienate - ANSWER- to transfer property or a right to the ownership of
another, especially by an act of the owner rather than by inheritance
alluvion - ANSWER- an increase to the land caused by the buildup of
deposits from running water
antichresis - ANSWER- a written contract by which the debtor pledges
the revenues of an immovable to the creditor as security for a debt
appearance clause - ANSWER- clause giving full status of a natural or
juridical person in any legal instrument
appearer - ANSWER- a person who goes before an official authorized to
administer oaths, take acknowledgments, or make authentic acts, and
