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EXCEL SOLUTIONS CHAPTER 1 EXAM- BASIC PRINCIPLES OF LIFE AND HEALTH INSURANCE AND ANNUITIES QUESTIONS AND ANSWERS

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EXCEL SOLUTIONS CHAPTER 1 EXAM- BASIC PRINCIPLES OF LIFE AND HEALTH INSURANCE AND ANNUITIES QUESTIONS AND ANSWERS

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May 4, 2025
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  • excel solutions chapter 1 exam basic principles o

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EXCEL SOLUTIONS CHAPTER 1
EXAM- BASIC PRINCIPLES OF LIFE
AND HEALTH INSURANCE AND
ANNUITIES QUESTIONS AND
ANSWERS
The Do Not Call Registry offers exemptions for calls placed from all of the following
EXCEPT?

Charities

Political Organizations

Insurance sales calls

Surveys - ANSWER-Insurance sales calls

A nonparticipating company is sometimes called a(n)?

Alien Insurer

Mutual Insurer

Reinsurer

Stock Issuer - ANSWER-Stock Insurer(because policyholders do not participate in
dividends resulting from stock ownership)


Fraternal Benefit Society has each of the following characteristics EXCEPT?

Incorporated

Without capital stock

Exists for profit

Exists for the benefit of its members - ANSWER-Exists for profit(Fraternal benefit
societies are not-for-profit entities which exist for the benefit of their members)

The Fair Credit and Reporting Act's main purpose is to?

Assist in the underwriting of insurance policies

Protect Insurers from an applicants misrepresentation
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