Virginia Personal Lines Exam (Auto
Insurance) UPDATED ACTUAL Exam
Questions and CORRECT Answers
Eligibility - CORRECT ANSWER - The vehicle must have 4 wheels.
Policy Territory - CORRECT ANSWER - Coverage extends to the U.S, Canada and
Puerto Rico. It does not extend to Mexico.
Definition of an Insured - CORRECT ANSWER - You and your spouse.
Spouse Removal - CORRECT ANSWER - Spouses may only be removed if they are out
of the home for more that 90 days, they have a new policy or the current policy ends.
Leased Autos - CORRECT ANSWER - These must be leased for a minimum of 6 months.
Definition of Occupying - CORRECT ANSWER - This means getting in, on, out or off.
Under the car is not included.
Definition of a Trailer - CORRECT ANSWER - This is a vehicle that is designed to be
pulled by a private passenger auto, pickup or van.
Definition of a Covered Auto - CORRECT ANSWER - A vehicle on the Declarations
Page.
A newly acquired auto for the first 30 days. Not covered for delivery unless farming.
Any trailer you own. This is covered for liability only.
Insurance) UPDATED ACTUAL Exam
Questions and CORRECT Answers
Eligibility - CORRECT ANSWER - The vehicle must have 4 wheels.
Policy Territory - CORRECT ANSWER - Coverage extends to the U.S, Canada and
Puerto Rico. It does not extend to Mexico.
Definition of an Insured - CORRECT ANSWER - You and your spouse.
Spouse Removal - CORRECT ANSWER - Spouses may only be removed if they are out
of the home for more that 90 days, they have a new policy or the current policy ends.
Leased Autos - CORRECT ANSWER - These must be leased for a minimum of 6 months.
Definition of Occupying - CORRECT ANSWER - This means getting in, on, out or off.
Under the car is not included.
Definition of a Trailer - CORRECT ANSWER - This is a vehicle that is designed to be
pulled by a private passenger auto, pickup or van.
Definition of a Covered Auto - CORRECT ANSWER - A vehicle on the Declarations
Page.
A newly acquired auto for the first 30 days. Not covered for delivery unless farming.
Any trailer you own. This is covered for liability only.
