IDAHO PROPERTY & CASUALTY EXAM PREP 150
QUESTIONS AND WELL ELABORATED ANSWERS
TOP RATED VERSION FOR ALREADY A+
GRADED|NEW!!{REVISED}
Terms in this set (150)
While driving in another D
state with higher coverage
requirements, which of the
following sections of the
PAP automatically
provides the required
coverage?
A
Other Insurance
B
Automatic Extension of
Coverage
C
Any State Coverage
D
Out of State Coverage
,All of the following are C
true of subrogation,
except:
A
It prevents the insured
from collecting twice for
the same loss
B
It helps the insurer control
expenses and premiums
C
It allows the insurer to file
suit against the insured
D
It allows the insurer to
attempt collection from a
third party to reimburse a
loss
The Garage Liability A
section of the Garage
Coverage Form covers
which of the following?
A
Property damage for
which the insured is
legally responsible
B
Property in the care and
custody of the insured
C
Injuries covered by
Workers' Compensation
D
Product recall
,Policyholder L has a DP-1 B
with a Coverage A amount
of $300,000. Following a
severe storm, she suffers a
covered loss to the
dwelling of $275,000 and
a covered loss to a
detached swimming pool
of $30,000. How much will
L's policy pay?
A
$275,000
B
$300,000
C
$250,000
D
$305,000
Which of the following C
best defines a hazard?
A
It increases the amount of
loss
B
It eliminates the chance of
loss
C
It increases the chance of
loss
D
It is a cause of loss
, Which of the following B
property is covered under
the Homeowners Policy?
A
A speaker system installed
in the insured's car
B
A model airplane
C
A show dog
D
A hovercraft
Which type of A
construction material has
a fire-resistance rating
between one and two
hours for walls, floors and
roofs?
A
Modified fire-resistive
B
Fire Resistive
C
Joisted Masonry
D
Non-Combustible
QUESTIONS AND WELL ELABORATED ANSWERS
TOP RATED VERSION FOR ALREADY A+
GRADED|NEW!!{REVISED}
Terms in this set (150)
While driving in another D
state with higher coverage
requirements, which of the
following sections of the
PAP automatically
provides the required
coverage?
A
Other Insurance
B
Automatic Extension of
Coverage
C
Any State Coverage
D
Out of State Coverage
,All of the following are C
true of subrogation,
except:
A
It prevents the insured
from collecting twice for
the same loss
B
It helps the insurer control
expenses and premiums
C
It allows the insurer to file
suit against the insured
D
It allows the insurer to
attempt collection from a
third party to reimburse a
loss
The Garage Liability A
section of the Garage
Coverage Form covers
which of the following?
A
Property damage for
which the insured is
legally responsible
B
Property in the care and
custody of the insured
C
Injuries covered by
Workers' Compensation
D
Product recall
,Policyholder L has a DP-1 B
with a Coverage A amount
of $300,000. Following a
severe storm, she suffers a
covered loss to the
dwelling of $275,000 and
a covered loss to a
detached swimming pool
of $30,000. How much will
L's policy pay?
A
$275,000
B
$300,000
C
$250,000
D
$305,000
Which of the following C
best defines a hazard?
A
It increases the amount of
loss
B
It eliminates the chance of
loss
C
It increases the chance of
loss
D
It is a cause of loss
, Which of the following B
property is covered under
the Homeowners Policy?
A
A speaker system installed
in the insured's car
B
A model airplane
C
A show dog
D
A hovercraft
Which type of A
construction material has
a fire-resistance rating
between one and two
hours for walls, floors and
roofs?
A
Modified fire-resistive
B
Fire Resistive
C
Joisted Masonry
D
Non-Combustible
