ANNUITIES CE EXAM REVIEW 2025/ACTUAL EXAM WITH CORRECT VERIFIED AND DETAILED ANSWERS WITH RATIONALES/

0
2
3456


899  8  8 88
 
   

89

8 

89

 8
98  
!"#$"%&'%(")%'&**&+#,-%#.%/%0120&.)%&'%(")%/,,1#(34%
567")%2)0*/$)8),(%&'%)/2,#,-.%10&,%(")%9#./:#*#(3%&'%/,%#,9#;#91/*%
<6=>?@ABC@DEB@FGFHIJ@H>B@K>@GLFK>
M67")%9#.$&1,(#,-%&'%/%02#,$#0/*%.18%:/$N%(&%#(.%02).),(%;/*1)%
O67")%$2)/(#&,%&'%/%'1,9%/(%(")%)/2("%&'%/,%#,9#;#91/*%P%QRSTT%U%
%
IB@FGIJ>V%B=>WECWFA>FHIGIGGE@BX@AB=>?@ABC@DEB@FGFHIJ@H>B@K>
@GLFK>
8GGE@BXWECL=IA>CABCIGAH>CBFIG@GAECIGL>LFKWIGXB=>@CC@AYFH
%
56
EBJ@Z@G[B=>@CH@GIGL@IJC>AFECL>A
<6U)$&8#,-%1,#,.12/:*)%
M6\3#,-%02)8/(12)*3%
O6]/;#,-%(&%0/3%1,)^0)$()9*3%"#-"%).(/()%(/^).%P%QRSTT%Q%
%
IB@FGIJ>V_=>GW>FWJ>WECL=IA>IGGE@B@>A`B=>XBCIGAH>CB=>C@AYFH
FEBJ@Z@G[B=>@CH@GIGL@IJC>AFECL>ABFIG@GAECIGL>LFKWIGX
%

,0
2
3456


89  99 
9
  
9 999



!"   
9
#$9 9
9
%&'()*+,,-'./*0+/1),.2*
3!" 
9
94567889

:+.';,+<)=*<'()*+,,-'./*0+/1),.2*+>)*1+?)*>)@+>?<)22*;(*A;B*<;,@*.A)*
+,,-'.+,.*<'C)2DE,*+,,-'./*'2*2;1).'1)2*F+<<)?*.A)*(<'0*2'?)*;(*

G 
99
#7
%&'()*',2->+,F)*
39
994567889

:+.';,+<)=*.A)*(<'0*2'?)*;(*+,*+,,-'./*'2*<'()*',2->+,F)*

H 


9
999


5I9

, 0
2
3456


89 
9
9



!!"

#

$%&'

()$
*)
$+&*,&-
.&


/+.$
*&)&
0&-%
1&

,&2(,&
-1*$,
.&

(34-%%(/
.&)$
*)

$+&*5
.&


*&
.&-,&2&*-$36.&)$
*)
$+&*
%-$,&-7&&1
)
*(/+.$*&)&
0&-(-*0
0$*7&&1

-2(7%&
5&*
.&

(2$
.&


8-5&
.3

9:;<=9>?:=9:@A<B:B C@:<D:>:@:B
<9;B :D9A: =E:9AA>

F9 E:>9:;
89
,,&5

&

(
9 D9:9CA9:;
9 >E >9:;
!!G

#

$%&'
,,&5

&

(
-2*).-&5+

.-
H%&2*&,
,5
7&H
-2*$0
5
H
)$,&$&2(,&


&*0%

.&1
*&