State farm certification - claims adjuster With 40 questions and answers Newest 2025/26 RATED A+
100% PASS
Special Limits of Liability for II! II! II! II! II!
1. money - Correct Answers $200 for money or coins
II! II! II! II! II! II! II! II! II! II! II! II! II!
II! whats covered under dwelling - Correct Answers 1.structures attached to dwelling
II! II! II! II! II! II! II! II! II! II! II! II! II! II!
2.materials/supplies on or adjacent to residence premises for construction use or alteration of the II! II! II! II! II! II! II! II! II! II! II! II! II!
premises.
II! II!
3.foundation, footings, floor slabs supporting dwelling II! II! II! II! II!
-wall to wall carpeting II! II! II!
II! other structures separated by clear space are.... such as - Correct Answers covered.
II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II!
Structures connected to the dwelling by only II! II! II! II! II! II!
a fence, utility line, or similar connection are considered
II! II! II! II! II! II! II! II!
to be other structures.
II! II! II!
II! We do not cover other structures: - Correct Answers 1.not permanently attached to or otherwise
II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II!
II! forming a II!
part of the realty; II! II! II!
2.used in whole or in part for business purposes; or II! II! II! II! II! II! II! II! II!
3.rented or held for rental to a person not a tenant of II! II! II! II! II! II! II! II! II! II! II!
the dwelling, unless used solely as a private garage.
II! II! II! II! II! II! II! II!
II! land, costs to replace/stabilize or store lands are ____ covered - Correct Answers not
II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II!
II! Cov A II!
1.At your request, we II! II! II!
will cover personal property owned by others while____
II! II! II! II! II! II! II! II!
2.we will also cover personal property owned by a guest or a
II! II! II! II! II! II! II! II! II! II! II!
, residence employee, while_____ - Correct Answers the II! II! II! II! II! II! II! II! II! II!
property is on the part of the residence premises occupied exclusively by an insured.
II! II! II! II! II! II! II! II! II! II! II! II! II!
2.the property is in any other II! II! II! II! II!
residence occupied by an insured. II! II! II! II!
II! Cov B II!
We cover personal property usually situated at an in-
II! II! II! II! II! II! II! II!
sured's residence, other than the residence premises,
II! II! II! II! II! II!
for up to ___or ____of the Coverage ____ limit, whichever is greater. - Correct Answers $1,000 or 10%, B
II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II!
limit.
II!
II! Additional Living Expense is for up to (time) - Correct Answers for up to 24 II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II!
months. Our payment is limited to incurred costs for the II! II! II! II! II! II! II! II! II!
shortest of: (a) the time required to repair or replace the
II! II! II! II! II! II! II! II! II! II!
premises; (b) the time required for your household to II! II! II! II! II! II! II! II!
settle elsewhere; or (c) 24 months. II! II! II! II! II!
II! Fair Rental Value. up to - Correct Answers 12 months
II! II! II! II! II! II! II! II! II! II! II! II! II!
II! Prohibited Use coverage - Correct Answers Insured, we will cover II! II! II! II! II! II! II! II! II! II! II! II! II!
any resulting Additional Living Expense and Fair Rental for a period not exceeding two weeks
II! II! II! II! II! II! II! II! II! II! II! II! II! II!
while use is prohibited. II! II! II!
II! Debris Removal terms - Correct Answers When the amount payable for the property damage plus
II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II!
the debris removal exceeds the limit for the damaged
II! II! II! II! II! II! II! II!
property, an additional 5% of that limit is available for II! II! II! II! II! II! II! II! II!
debris removal expense. This additional amount of insur-
II! II! II! II! II! II! II!
ance does not apply to Additional Coverage, item 3.
II! II! II! II! II! II! II! II!
100% PASS
Special Limits of Liability for II! II! II! II! II!
1. money - Correct Answers $200 for money or coins
II! II! II! II! II! II! II! II! II! II! II! II! II!
II! whats covered under dwelling - Correct Answers 1.structures attached to dwelling
II! II! II! II! II! II! II! II! II! II! II! II! II! II!
2.materials/supplies on or adjacent to residence premises for construction use or alteration of the II! II! II! II! II! II! II! II! II! II! II! II! II!
premises.
II! II!
3.foundation, footings, floor slabs supporting dwelling II! II! II! II! II!
-wall to wall carpeting II! II! II!
II! other structures separated by clear space are.... such as - Correct Answers covered.
II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II!
Structures connected to the dwelling by only II! II! II! II! II! II!
a fence, utility line, or similar connection are considered
II! II! II! II! II! II! II! II!
to be other structures.
II! II! II!
II! We do not cover other structures: - Correct Answers 1.not permanently attached to or otherwise
II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II!
II! forming a II!
part of the realty; II! II! II!
2.used in whole or in part for business purposes; or II! II! II! II! II! II! II! II! II!
3.rented or held for rental to a person not a tenant of II! II! II! II! II! II! II! II! II! II! II!
the dwelling, unless used solely as a private garage.
II! II! II! II! II! II! II! II!
II! land, costs to replace/stabilize or store lands are ____ covered - Correct Answers not
II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II!
II! Cov A II!
1.At your request, we II! II! II!
will cover personal property owned by others while____
II! II! II! II! II! II! II! II!
2.we will also cover personal property owned by a guest or a
II! II! II! II! II! II! II! II! II! II! II!
, residence employee, while_____ - Correct Answers the II! II! II! II! II! II! II! II! II! II!
property is on the part of the residence premises occupied exclusively by an insured.
II! II! II! II! II! II! II! II! II! II! II! II! II!
2.the property is in any other II! II! II! II! II!
residence occupied by an insured. II! II! II! II!
II! Cov B II!
We cover personal property usually situated at an in-
II! II! II! II! II! II! II! II!
sured's residence, other than the residence premises,
II! II! II! II! II! II!
for up to ___or ____of the Coverage ____ limit, whichever is greater. - Correct Answers $1,000 or 10%, B
II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II!
limit.
II!
II! Additional Living Expense is for up to (time) - Correct Answers for up to 24 II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II!
months. Our payment is limited to incurred costs for the II! II! II! II! II! II! II! II! II!
shortest of: (a) the time required to repair or replace the
II! II! II! II! II! II! II! II! II! II!
premises; (b) the time required for your household to II! II! II! II! II! II! II! II!
settle elsewhere; or (c) 24 months. II! II! II! II! II!
II! Fair Rental Value. up to - Correct Answers 12 months
II! II! II! II! II! II! II! II! II! II! II! II! II!
II! Prohibited Use coverage - Correct Answers Insured, we will cover II! II! II! II! II! II! II! II! II! II! II! II! II!
any resulting Additional Living Expense and Fair Rental for a period not exceeding two weeks
II! II! II! II! II! II! II! II! II! II! II! II! II! II!
while use is prohibited. II! II! II!
II! Debris Removal terms - Correct Answers When the amount payable for the property damage plus
II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II! II!
the debris removal exceeds the limit for the damaged
II! II! II! II! II! II! II! II!
property, an additional 5% of that limit is available for II! II! II! II! II! II! II! II! II!
debris removal expense. This additional amount of insur-
II! II! II! II! II! II! II!
ance does not apply to Additional Coverage, item 3.
II! II! II! II! II! II! II! II!
