Connecticut Casualty Adjuster for All Lines - Series 18-09 Exam Simulator
在中文中
(2)| (2025 update) |Actual Exam Set | Questions And Verified Answers
(Correct solutions) AND rationales|All passed GRADE A+
Save
Payment may be made if which of the following procedures has been executed? - (ANSWER)A Walk-
Away release.
The walk-away release indicates the final disposition of the matter and relinquishes the claimant's right to
sue so payment may be issued. In some states the signing of the payment check indicates a walk-away
release.
What type of automobile coverage might a person need if he or she does not own a vehicle?
Answer Choices:
Select the Correct Answer
A named non-owner auto policy.
An owned auto policy.
A joint ownership auto policy.
,A special drive other car policy. - (ANSWER)A named non-owner auto policy.
在中文中
A named non-owner auto policy is designed to provide auto coverage for someone who does not own a
vehicle but who may need auto coverage when he or she rents a car or borrows a vehicle. It is the same as
a personal auto policy except it does not list any specific auto.
Which coverage does not have a limit of insurance listed in the CGL Declaration page? -
(ANSWER)Supplementary payments pay in addition to the limits of liability. While some do have their
own individual limits such as the payment of bail bond premiums, the insurer can spend whatever it wants
for certain other expenses.
Which of the following endorsements can be used under the BAP to extend coverage to individuals such
as the owner of the business who does not carry personal auto insurance? - (ANSWER)Drive other car
coverage
The purpose of this endorsement is to provide coverage for the owner of a business that does not own an
auto. The coverage includes driving a non-owned auto.
Notification to the insurance department regarding a licensee's change of address or other relevant change
must be reported within ______ days. - (ANSWER)30
, 在中文中
Which of the following best describes "no release or walk-away" release? - (ANSWER)The bills are paid
and no attempt to obtain a separate release is made.
The bills presented are paid with no attempt to obtain a separate release, although the wording on the draft
or check may also serve as a form of release. After a certain amount of time has passed with no further
contact with the claimant, the file is considered closed.
A settlement in which the claimant receives payment in installments over a period of time instead of a
lump sum is: - (ANSWER)A Structured Settlement
A structured settlement is usually reserved for large settlements. Structured settlements may call for part
of the full amount to be paid as a lump sum.
Which of the following would NOT be excluded from coverage under Section D, auto physical damage
under the Personal Auto Policy? - (ANSWER)A car telephone stolen from Mr. Cranbury's car
The theft of a car phone is covered if it is permanently installed and designed to be operated by use of
power from the auto's electrical system.
在中文中
(2)| (2025 update) |Actual Exam Set | Questions And Verified Answers
(Correct solutions) AND rationales|All passed GRADE A+
Save
Payment may be made if which of the following procedures has been executed? - (ANSWER)A Walk-
Away release.
The walk-away release indicates the final disposition of the matter and relinquishes the claimant's right to
sue so payment may be issued. In some states the signing of the payment check indicates a walk-away
release.
What type of automobile coverage might a person need if he or she does not own a vehicle?
Answer Choices:
Select the Correct Answer
A named non-owner auto policy.
An owned auto policy.
A joint ownership auto policy.
,A special drive other car policy. - (ANSWER)A named non-owner auto policy.
在中文中
A named non-owner auto policy is designed to provide auto coverage for someone who does not own a
vehicle but who may need auto coverage when he or she rents a car or borrows a vehicle. It is the same as
a personal auto policy except it does not list any specific auto.
Which coverage does not have a limit of insurance listed in the CGL Declaration page? -
(ANSWER)Supplementary payments pay in addition to the limits of liability. While some do have their
own individual limits such as the payment of bail bond premiums, the insurer can spend whatever it wants
for certain other expenses.
Which of the following endorsements can be used under the BAP to extend coverage to individuals such
as the owner of the business who does not carry personal auto insurance? - (ANSWER)Drive other car
coverage
The purpose of this endorsement is to provide coverage for the owner of a business that does not own an
auto. The coverage includes driving a non-owned auto.
Notification to the insurance department regarding a licensee's change of address or other relevant change
must be reported within ______ days. - (ANSWER)30
, 在中文中
Which of the following best describes "no release or walk-away" release? - (ANSWER)The bills are paid
and no attempt to obtain a separate release is made.
The bills presented are paid with no attempt to obtain a separate release, although the wording on the draft
or check may also serve as a form of release. After a certain amount of time has passed with no further
contact with the claimant, the file is considered closed.
A settlement in which the claimant receives payment in installments over a period of time instead of a
lump sum is: - (ANSWER)A Structured Settlement
A structured settlement is usually reserved for large settlements. Structured settlements may call for part
of the full amount to be paid as a lump sum.
Which of the following would NOT be excluded from coverage under Section D, auto physical damage
under the Personal Auto Policy? - (ANSWER)A car telephone stolen from Mr. Cranbury's car
The theft of a car phone is covered if it is permanently installed and designed to be operated by use of
power from the auto's electrical system.
