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State Farm Assessment Exam 2025 Questions with Correct Answers (2025 / 2026) (Verified Answers)

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State Farm Assessment Exam 2025 Questions with Correct Answers (2025 / 2026) (Verified Answers) With short term disability insurance there are no policy riders or coordination of benefits is this an accurate statement yes or no - Answers- long term disability insurance allows customers to continue coverage through a variety of riders - Answers- based on state availability either the hospital income, supplemental health insurance and or supplemental health insurance plus products may be available this type of protection both on and off the job true or false - Answers- customers seeking a medicare supplement plan in the value category may forgo some benefits and accept some cost sharing in exchange for a lower premium true or false - Answers- short term disability insurance provides a streamland underwriting process it uses an automated electronic application with limited screening questions true or false - Answers- included in the current state farm health product portfolio except what type of insurance. - Answers- supplemental health insurance and or supplemental health insurance plus products may be available. this type of coverage provides 24 hour on and off the job. - Answers- the primary purpose of life insurance is to provide a death benefit to the beneficiary. it is important that the level of death benefit is adequate to cover the customers needs true or false - Answers- all of the following are types of permanent life insurance except -guaranteed issue final expense -limited pay whole life (10,15,20) - single premium life -whole life -universal life -return of premium - Answers- Jim recently graduated he has no dependents and is interested in purchasing his first life insurance policy to cover his final expenses in case something happens to him. he wants the application process to be simple and prefers not to complete a medical exam. what type of policy should he considers? A. return of premium

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Uploaded on
January 10, 2025
Number of pages
7
Written in
2024/2025
Type
Exam (elaborations)
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Questions & answers

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State Farm Assessment.pdf file:///C:/Users/HP/Desktop/New%20folder/State%20Farm%20Assess




State Farm Assessment Exam




1. With short term disability insurance there are no policy riders or coordina-

tion of benefits is this an accurate statement yes or no:

2. long term disability insurance allows customers to continue coverage

through a variety of riders:

3. based on state abailibitlity either the hospital income, supplemental health

insurance and or supplemental health insurance plus prodducts may be abil-

able this type of protection both on and off the job true or false:

4. customers seeking a medicare supplemtn plan in the value category may

forgo some benefits and accept some cost sharing in exchange for a lower

premium true or false:

5. short term disability insurance provides a streamland underwriting process it

uses an automated electronic application with limited screening questions true
1/7




1 of 7 12/16/2024, 5:38

,State Farm Assessment.pdf file:///C:/Users/HP/Desktop/New%20folder/State%20Farm%20Assess




or false:

6. included in the current state farm health product portfolio except what type

of insurance.:

7. supplemental health insurance and or supplemental health insurance plus

products may be available. this type of coverage provides 24 hour on and off the

job.:

8. the primary purpose of life insurance is to provide a death benefit to the

beneficiary. it is important that the level of death benefit is adequate to cover

the customers needs true or false:

9. all of the following are types of permanent life insurance except

-guaranteed issue final expense

-limited pay whole life (10,15,20)

- single premium life

-whole life

-universal life

2/7




2 of 7 12/16/2024, 5:38

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