Medical Billing 101 Exams Prep Test-questions &
ANSWERS 100% RATED CORRECT | Newest 2025
sickness insurance - ✔✔Insurance purchased in the early 1900s to provide income
replacement in the event of illness.
disability insurance - ✔✔Insurance providing income to a policyholder who is
disabled and cannot work.
health insurance - ✔✔A contract between the subscriber and the insurance company
to pay for medical care and preventive services.
health insurance identification card - ✔✔Card given to subscriber as proof of
insurance.
self-pay - ✔✔A patient with no health insurance who must pay out of pocket for
medical care.
primary - ✔✔The insurance plan that is billed first for medical services.
secondary - ✔✔The insurance plan that is billed after the primary has paid or denied
payment.
supplemental - ✔✔Another name for secondary insurance. A supplemental plan
usually picks up the patient's deductible and / or co-insurance.
, Medigap - ✔✔Supplemental insurance for patients with Medicare as their primary.
These plans may pick up the Medicare deductible and co-insurance.
participates - ✔✔The physician has signed a contract with the insurance company.
identification number - ✔✔The number listed on the identification card that
identifies the patient to the insurance company.
group number - ✔✔The number on the identification card that identifies the
patient's employer group health plan.
plan type - ✔✔A specific name assigned by the insurance company designating a
specific plan for that type of insurance.
policyholder - ✔✔The person who (carries) has the health insurance.
subscriber - ✔✔Another term for policyholder.
insured - ✔✔Another term for policyholder or subscriber.
beneficiary - ✔✔Term used for a patient who has Medicare coverage.
co-payment - ✔✔A flat fee the patient pays each time for medical services. This is
associated with managed care plans.
ANSWERS 100% RATED CORRECT | Newest 2025
sickness insurance - ✔✔Insurance purchased in the early 1900s to provide income
replacement in the event of illness.
disability insurance - ✔✔Insurance providing income to a policyholder who is
disabled and cannot work.
health insurance - ✔✔A contract between the subscriber and the insurance company
to pay for medical care and preventive services.
health insurance identification card - ✔✔Card given to subscriber as proof of
insurance.
self-pay - ✔✔A patient with no health insurance who must pay out of pocket for
medical care.
primary - ✔✔The insurance plan that is billed first for medical services.
secondary - ✔✔The insurance plan that is billed after the primary has paid or denied
payment.
supplemental - ✔✔Another name for secondary insurance. A supplemental plan
usually picks up the patient's deductible and / or co-insurance.
, Medigap - ✔✔Supplemental insurance for patients with Medicare as their primary.
These plans may pick up the Medicare deductible and co-insurance.
participates - ✔✔The physician has signed a contract with the insurance company.
identification number - ✔✔The number listed on the identification card that
identifies the patient to the insurance company.
group number - ✔✔The number on the identification card that identifies the
patient's employer group health plan.
plan type - ✔✔A specific name assigned by the insurance company designating a
specific plan for that type of insurance.
policyholder - ✔✔The person who (carries) has the health insurance.
subscriber - ✔✔Another term for policyholder.
insured - ✔✔Another term for policyholder or subscriber.
beneficiary - ✔✔Term used for a patient who has Medicare coverage.
co-payment - ✔✔A flat fee the patient pays each time for medical services. This is
associated with managed care plans.
