27/12/2024, 15:57 ARIZONA LIFE AND HEALTH INSURANCE EXAM NEWEST 2025-2026 ACTUAL EXAM COMPLETE 350 QUESTIONS WITH D…
ARIZONA LIFE AND HEALTH INSURANCE EXAM
NEWEST 2025-2026 ACTUAL EXAM COMPLETE
350 QUESTIONS WITH DETAILED VERIFIED
ANSWERS (100% CORRECT ANSWERS)
/ALREADY GRADED A+
Terms in this set (236)
When the disclosure of an Give notice, explain, and allow opting out
insured's nonpublic
information is involved,
what is the insurer
obligated to do?
Under the Telemarketing 9:00 PM
Sales Rule, telemarketing
calls may NOT be
received after
A health plan offered by Medicare Supplement
private insurance
companies is
Chris has a single major comprehensive
medical contract which
covers all medical
expenses. His plan is
considered to be
In accident and health Bring legal action against the insurer
insurance, 60 days must
pass after written proof of
loss has been received by
an insurer before the
insured may
https://quizlet.com/988454671/arizona-life-and-health-insurance-exam-newest-2025-2026-actual-exam-complete-350-questions-with-detailed-verified… 1/20
,27/12/2024, 15:57 ARIZONA LIFE AND HEALTH INSURANCE EXAM NEWEST 2025-2026 ACTUAL EXAM COMPLETE 350 QUESTIONS WITH D…
When a ten year Ten year term insurance for a person aged 55
renewable term life
insurance policy issued at
age 45 is renewed, the
premium rate will be the
current rate for
All of the following are An attempt to settle a claim by arbitration
unfair claims settlement
practices except
What is covered under a Limited perils and amounts
limited accident and
health insurance policy?
A life insurance policy Accelerated (living) benefit
provision that has the
ability to reduce the death
benefit is called
If an accident and health Written proof of the occurrence and extent of loss
insurance claim form is
NOT supplied to the
insured within 15 says after
the notice of claim, the
insured may comply with
the proof of loss provision
by submitting
How are monthly life Taxed as ordinary income in the year received
annuity benefit payments
treated under a tax
sheltered annuity (TSA)?
How does a continuous The time period in which premiums will be paid
premium whole life policy
differ from a limited
payment whole life
policy?
https://quizlet.com/988454671/arizona-life-and-health-insurance-exam-newest-2025-2026-actual-exam-complete-350-questions-with-detailed-verified… 2/20
, 27/12/2024, 15:57 ARIZONA LIFE AND HEALTH INSURANCE EXAM NEWEST 2025-2026 ACTUAL EXAM COMPLETE 350 QUESTIONS WITH D…
Which of these is an A portion of the payments paid to the beneficiary
accurate statement comes from interest calculated on the proceeds of
regarding the fixed period the policy
settlement option on a life
insurance policy?
Under what circumstance When not prohibited by state law
does an accident and
health insurer have the
right to request an
autopsy?
A material change in a the seven pay test, adjusted for cash value, being
modified endowment applied again
contract (MEC) results in
Under an adjustable life The person insured
insurance policy, which of
the following may NOT be
changed without further
underwriting?
Linda is covered with custodial care
long-term care insurance
and has early-stage
Alzheimer's. She is still
able to reside in her home
while receiving primary
care, as opposed to
moving into a nursing
home. All of the following
long-term benefits
encourage this EXCEPT for
Employer-paid qualified Excluded from the employee's gross income.
long-term care insurance
premiums are typically
https://quizlet.com/988454671/arizona-life-and-health-insurance-exam-newest-2025-2026-actual-exam-complete-350-questions-with-detailed-verified… 3/20
ARIZONA LIFE AND HEALTH INSURANCE EXAM
NEWEST 2025-2026 ACTUAL EXAM COMPLETE
350 QUESTIONS WITH DETAILED VERIFIED
ANSWERS (100% CORRECT ANSWERS)
/ALREADY GRADED A+
Terms in this set (236)
When the disclosure of an Give notice, explain, and allow opting out
insured's nonpublic
information is involved,
what is the insurer
obligated to do?
Under the Telemarketing 9:00 PM
Sales Rule, telemarketing
calls may NOT be
received after
A health plan offered by Medicare Supplement
private insurance
companies is
Chris has a single major comprehensive
medical contract which
covers all medical
expenses. His plan is
considered to be
In accident and health Bring legal action against the insurer
insurance, 60 days must
pass after written proof of
loss has been received by
an insurer before the
insured may
https://quizlet.com/988454671/arizona-life-and-health-insurance-exam-newest-2025-2026-actual-exam-complete-350-questions-with-detailed-verified… 1/20
,27/12/2024, 15:57 ARIZONA LIFE AND HEALTH INSURANCE EXAM NEWEST 2025-2026 ACTUAL EXAM COMPLETE 350 QUESTIONS WITH D…
When a ten year Ten year term insurance for a person aged 55
renewable term life
insurance policy issued at
age 45 is renewed, the
premium rate will be the
current rate for
All of the following are An attempt to settle a claim by arbitration
unfair claims settlement
practices except
What is covered under a Limited perils and amounts
limited accident and
health insurance policy?
A life insurance policy Accelerated (living) benefit
provision that has the
ability to reduce the death
benefit is called
If an accident and health Written proof of the occurrence and extent of loss
insurance claim form is
NOT supplied to the
insured within 15 says after
the notice of claim, the
insured may comply with
the proof of loss provision
by submitting
How are monthly life Taxed as ordinary income in the year received
annuity benefit payments
treated under a tax
sheltered annuity (TSA)?
How does a continuous The time period in which premiums will be paid
premium whole life policy
differ from a limited
payment whole life
policy?
https://quizlet.com/988454671/arizona-life-and-health-insurance-exam-newest-2025-2026-actual-exam-complete-350-questions-with-detailed-verified… 2/20
, 27/12/2024, 15:57 ARIZONA LIFE AND HEALTH INSURANCE EXAM NEWEST 2025-2026 ACTUAL EXAM COMPLETE 350 QUESTIONS WITH D…
Which of these is an A portion of the payments paid to the beneficiary
accurate statement comes from interest calculated on the proceeds of
regarding the fixed period the policy
settlement option on a life
insurance policy?
Under what circumstance When not prohibited by state law
does an accident and
health insurer have the
right to request an
autopsy?
A material change in a the seven pay test, adjusted for cash value, being
modified endowment applied again
contract (MEC) results in
Under an adjustable life The person insured
insurance policy, which of
the following may NOT be
changed without further
underwriting?
Linda is covered with custodial care
long-term care insurance
and has early-stage
Alzheimer's. She is still
able to reside in her home
while receiving primary
care, as opposed to
moving into a nursing
home. All of the following
long-term benefits
encourage this EXCEPT for
Employer-paid qualified Excluded from the employee's gross income.
long-term care insurance
premiums are typically
https://quizlet.com/988454671/arizona-life-and-health-insurance-exam-newest-2025-2026-actual-exam-complete-350-questions-with-detailed-verified… 3/20
