ARIZONA LIFE AND HEALTH INSURANCE FINAL
EXAM 2025 ACTUAL EXAM (VERSION A AND B)
COMPLETE 400 QUESTIONS WITH DETAILED
VERIFIED ANSWERS (100% CORRECT ANSWERS)
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Terms in this set (246)
Which of these is true Can be unequal
regarding the exchange of
consideration among
parties involved in an
insurance contract?
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,27/12/2024, 15:38 ARIZONA LIFE AND HEALTH INSURANCE FINAL EXAM 2025 ACTUAL EXAM (VERSION A AND B) COMPLETE 400 QUESTIO…
The premiums paid by an Tax-deductible to the employer
employer for his
employee's group life
insurance are usually
considered to be?
Kevin has an existing life As a section 1035 exchange
insurance policy and
assigns it to another
insurer for a new contract.
How would this
transaction be treated for
tax purposes?
Which of these is NOT a Life income annuity
common life insurance
nonforfeiture option?
Linda is covered with Custodial Care
long-term care insurance
and has early-stage
Alzheimer's. She is still
able to reside in her home
while receiving primary
care, as opposed to
moving into a nursing
home. All of the following
long-term benefits
encourage home health
care EXCEPT?
An accident and health Bringing legal action against the insurer
insurer has just received
written proof of loss from
one of its insurers. The
insured must now wait 60
days before?
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, 27/12/2024, 15:38 ARIZONA LIFE AND HEALTH INSURANCE FINAL EXAM 2025 ACTUAL EXAM (VERSION A AND B) COMPLETE 400 QUESTIO…
Health care costs can be Length of hospitalization
better controlled by
utilizing pre-admission
testing. Pre-admission
testing can reduce the?
The "Use ir or Lose it" rule Flexible Savings Account
applies to
fee-for-service is a The cost of each service is scheduled
method of administering
health insurance benefit
payments in which
Use of XYZ Insurance Apparent Authority
Company brochures,
business cards, and rating
guides is an example of?
A life insurance illustration The policy owner may need to resume premium
showing future premiums payments depending on actual results
being paid out of no
guaranteed values must
disclose that?
When the court orders an At any time
insured to provide a child's
health insurance, the
insurer must allow the
child to be enrolled?
Which of these statements Rates can be calculated to compensate for losses
is NOT a characteristic of
the law of large numbers?
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