NY SERIES 17-52 ACTUAL EXAM 2024 NEWEST EXAM 180 QUESTIONS
WITH DETAILED VERIFIED ANSWERS (100% CORRECT) /ALREADY GRA
ED A+
Study online at https://quizlet.com/_g8791v
1. How many eligible employees must be included in a 50%
contributory health insurance plan?
2. A man works for Company A and his wife works for The insurance
Company B. The spouses are covered by health plans through his com-
through their respective companies that also cover pany is primary.
the other spouse. If the husband files a claim,
3. What is the period of coverage for events such as 36 months
death or divorce under COBRA?
4. Twenty-five days after a health insurance policy is The policyowner
delivered, the policyowner decides that she would like will not receive
to return the policy and receive a refund of premium. a refund because
Which of the following is true? the free-look peri-
od is over.
5. An insured is involved in a car accident. In addition to No benefits
general, less serious injuries, he permanently loses
the use of his leg and is rendered completely blind.
The blindness improves a month later. To what extent
will he receive Presumptive Disability benefits?
6. For the purpose of insurance, risk is defined as The uncertainty or
chance of loss.
7. Which of the following is an example of a producer's The trust that a
fiduciary duty? client places in the
producer in regard
to handling premi-
ums.
8. Which of the following is NOT true of basic medical Coverage for cat-
expense plans? astrophic medical
expenses
9. Which of the following is NOT a feature of a noncan- The insurer may
cellable policy? terminate the con-
1/5
, NY SERIES 17-52 ACTUAL EXAM 2024 NEWEST EXAM 180 QUESTIONS
WITH DETAILED VERIFIED ANSWERS (100% CORRECT) /ALREADY GRA
ED A+
Study online at https://quizlet.com/_g8791v
tract only at renew-
al for certain con-
ditions.
10. What is the best way to change an application? Start over with a
fresh application
11. On a major medical insurance policy, the amount that Deductible.
an insured must pay on a claim before the insurer will
pay is known as
12. Which of the following is correct about a group health It cannot exclude
insurance policy issued in New York? newborn children
from coverage.
13. Which of the following is NOT a characteristic of a The benefit can be
group long-term disability plan? up to 50% of one's
yearly income.
14. In which Medicare supplemental policies are the core All plans
benefits found?
15. When benefits are paid directly to the insured under Reimbursement
a health insurance policy, the policy provides benefits
on what type of basis?
16. If an employee terminates her employment, which of Conversion
the following provisions would allow her to continue
health coverage under an individual policy, if request-
ed within 60 days?
17. To be eligible under HIPAA regulations, for how 18 months
long should an individual converting to an individual
health plan have been covered under the previous
group plan?
18. Under which of the following disability income plans Group
would the benefits be subject to income tax?
2/5
WITH DETAILED VERIFIED ANSWERS (100% CORRECT) /ALREADY GRA
ED A+
Study online at https://quizlet.com/_g8791v
1. How many eligible employees must be included in a 50%
contributory health insurance plan?
2. A man works for Company A and his wife works for The insurance
Company B. The spouses are covered by health plans through his com-
through their respective companies that also cover pany is primary.
the other spouse. If the husband files a claim,
3. What is the period of coverage for events such as 36 months
death or divorce under COBRA?
4. Twenty-five days after a health insurance policy is The policyowner
delivered, the policyowner decides that she would like will not receive
to return the policy and receive a refund of premium. a refund because
Which of the following is true? the free-look peri-
od is over.
5. An insured is involved in a car accident. In addition to No benefits
general, less serious injuries, he permanently loses
the use of his leg and is rendered completely blind.
The blindness improves a month later. To what extent
will he receive Presumptive Disability benefits?
6. For the purpose of insurance, risk is defined as The uncertainty or
chance of loss.
7. Which of the following is an example of a producer's The trust that a
fiduciary duty? client places in the
producer in regard
to handling premi-
ums.
8. Which of the following is NOT true of basic medical Coverage for cat-
expense plans? astrophic medical
expenses
9. Which of the following is NOT a feature of a noncan- The insurer may
cellable policy? terminate the con-
1/5
, NY SERIES 17-52 ACTUAL EXAM 2024 NEWEST EXAM 180 QUESTIONS
WITH DETAILED VERIFIED ANSWERS (100% CORRECT) /ALREADY GRA
ED A+
Study online at https://quizlet.com/_g8791v
tract only at renew-
al for certain con-
ditions.
10. What is the best way to change an application? Start over with a
fresh application
11. On a major medical insurance policy, the amount that Deductible.
an insured must pay on a claim before the insurer will
pay is known as
12. Which of the following is correct about a group health It cannot exclude
insurance policy issued in New York? newborn children
from coverage.
13. Which of the following is NOT a characteristic of a The benefit can be
group long-term disability plan? up to 50% of one's
yearly income.
14. In which Medicare supplemental policies are the core All plans
benefits found?
15. When benefits are paid directly to the insured under Reimbursement
a health insurance policy, the policy provides benefits
on what type of basis?
16. If an employee terminates her employment, which of Conversion
the following provisions would allow her to continue
health coverage under an individual policy, if request-
ed within 60 days?
17. To be eligible under HIPAA regulations, for how 18 months
long should an individual converting to an individual
health plan have been covered under the previous
group plan?
18. Under which of the following disability income plans Group
would the benefits be subject to income tax?
2/5
