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Exam (elaborations)

TEXAS LIFE AND HEALTH INSURANCE - EXAMFX QUESTIONS AND ANSWERS 2025

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TEXAS LIFE AND HEALTH INSURANCE - EXAMFX QUESTIONS AND ANSWERS 2025

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TEXAS HEALTH AND LIFE INSURANCE
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TEXAS HEALTH AND LIFE INSURANCE








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Institution
TEXAS HEALTH AND LIFE INSURANCE
Course
TEXAS HEALTH AND LIFE INSURANCE

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Uploaded on
December 10, 2024
Number of pages
2
Written in
2024/2025
Type
Exam (elaborations)
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Questions & answers

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  • texas life and health insurance examfx questions

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TEXAS LIFE AND HEALTH INSURANCE - EXAMFX
QUESTIONS AND ANSWERS 2025

AdverseUSelectionU-UcorrectUanswer-
insuringUofUrisksUthatUareUmoreUproneUtoUlossesUthanUtheUaverageUrisk.


ApplicantUorUProposedUInsuredU-UcorrectUanswer-aUpersonUapplyingUforUinsurance


Agent/ProducerU-UcorrectUanswer-
aUlegalUrepresentativeUofUanUinsuranceUcompany;UtheUclassificationUofUproducerUusuallyUincludesUagentsUa
ndUbrokers;UagentsUareUtheUagentsUofUtheUinsurer


BeneficiaryU-UcorrectUanswer-aUpersonUwhoUreceivesUtheUbenefitsUofUanUinsuranceUpolicy


DeathUBenefitU-UcorrectUanswer-theUamountUpaidUuponUdeathUofUtheUinsuredUinUaUlifeUinsuranceUpolicy


FraudU-UcorrectUanswer-
IntentionalUmisrepresentationUorUdeceitUwithUtheUintentUtoUinduceUaUpersonUtoUpartUwithUsomethingUofUval
ue.


InsuranceUPolicyU-UcorrectUanswer-
aUcontractUbetweenUaUpolicyownerU(and/orUinsured)UandUanUinsuranceUcompanyUwhichUagreesUtoUpayUtheUi
nsuredUorUtheUbeneficiaryUforUlossUcausedUbyUspecificUevents


InsuredU-UcorrectUanswer-personUcoveredUbyUtheUinsuranceUpolicy;UmayUorUmayUnotUbeUtheUpolicyowner


InsuredU(principal)U-UcorrectUanswer-theUcompanyUwhoUissuesUanUinsuranceUpolicy


LapseU-UcorrectUanswer-policyUterminationUdueUtoUnonpaymentUofUpremium


LifeUInsuranceU-UcorrectUanswer-coverageUonUhumanUlives
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