State Insurance Claims Adjusters Certification
Claims Adjuster Exam
Course Title and Number: Claims Adjuster Exam
Exam Title: Board Exam
Exam Date: Exam 2024- 2025
Instructor: [Insert Instructor’s Name]
Student Name: [Insert Student’s Name]
Student ID: [Insert Student ID]
Examination
180 minutes
Instructions:
1. Read each question carefully.
2. Answer all questions.
3. Use the provided answer sheet to mark your responses.
4. Ensure all answers are final before submitting the exam.
5. Please answer each question below and click Submit when you have completed
the Exam.
6. This test has a time limit, The test will save and submit automatically when the
time expires
7. This is Exam which will assess your knowledge on the course Learning
Resources.
Good Luck!
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State Insurance Claims Adjusters Certification 2024-
2025
Claims Adjusting State Exam Review Questions and
Answers | 100% Pass Guaranteed | Graded A+ |
Read All Instructions Carefully and Answer All the
Questions Correctly Good Luck: -
A customer claims he tripped on a stair in John's Art
Gallery and broke his leg. The only way the customer
will have a successful claim against John's insurance is?
- =Answer>> John must be found legally liable for the
incident
Meredith was attending this Christmas party that was
held at the Riverstone country club. While walking to
the restroom she tripped and fell on one of the steps
that was broken. The broken step had been covered up
by a new rug. Meredith status in this situation is that of
a ? - =Answer>> Invitee
Janet thompson works for universal insurance company
of Texas. She is involved in a work related accident in
the supply room. She immediately notifies her
supervisor about the accident. Universal insurance
company must report the injuries within how many
days of being notified of the injury? - =Answer>> 8
days
Johnny has 30/60/25 limits on his auto policy, and he
negligently ran into a parked car driven by Steve
Garcia. What is the maximum amount of coverage that
can be provided for the damage to Steve's car? -
=Answer>> 25,000
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Texas Spring Company produced 100 defective springs
last month. What type of claim can be brought against
them in this situation? - =Answer>> Product Liability
Steve's Worker's compensation claim has been
rejected. Steve reported his claim 43 days after the
incident occurred. What is a possible reason why? -
=Answer>> He did not report his injury to his
employer within 30 days
Which of the following statements is true? -
=Answer>> Bullion/ Valuable papers is limited to
$500 for all cause of loss
Jason was involved in a serious accident after his
braking system on his brand new car failed to function
properly while he was driving on the highway. The
manufacturer for his car has had several complaints
regarding this faulty braking system. What type of
claim should jason file against the manufacture of his
vehicle. - =Answer>> Product Liability
Your policyholder submitted a claim or fire damage to
his structure that was caused by fire. The origin of the
fire was caused by a defective wiring harness in the
electrical system of his stove. After you process and
pay the claim, you will need to notify the manufacturer
of his stove of your intent to ________ against them for
the damages the were caused by their defective
product? - =Answer>> Mediate
You make initial contact with your insured. During this
conversation, you should - =Answer>> Obtain the loss
facts and set an appointment to inspect the damages
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