The Adjuster School
State Insurance Claims Adjusters Certification
Claims Adjuster Exam
Course Title and Number: Claims Adjuster Exam
Exam Title: Board Exam
Exam Date: Exam 2024- 2025
Instructor: [Insert Instructor’s Name]
Student Name: [Insert Student’s Name]
Student ID: [Insert Student ID]
Examination
180 minutes
Instructions:
1. Read each question carefully.
2. Answer all questions.
3. Use the provided answer sheet to mark your responses.
4. Ensure all answers are final before submitting the exam.
5. Please answer each question below and click Submit when you have completed
the Exam.
6. This test has a time limit, The test will save and submit automatically when the
time expires
7. This is Exam which will assess your knowledge on the course Learning
Resources.
Good Luck!
, For Inquiries🤔 about This or 📑Any Other Exam 📱HMU
📧
State Insurance Claims Adjusters Certification 2024-
2025
Claims Adjuster Exam Quiz Review Study Guide with
Correct Answers | 100% Pass Guaranteed | Graded A+ |
Read All Instructions Carefully and Answer All the
Questions Correctly Good Luck: -
Insurance - =Answer>> A financial device used by
people and organizations to protect themselves from
unexpected,
extraordinary financial losses.
Insurance Company - =Answer>> Company which
sells insurance policies to individuals or to other
companies.
Insurance Policy - =Answer>> A contract wherein an
insured pays premiums to an insurer in exchange for
financial protection
in the event of a covered loss.
Insurance Rating Systems - =Answer>> Methods of
evaluating the risk involved in insuring a person,
property, or a corporation. Insurers
use rating systems to calculate premiums.
Insured - =Answer>> A person or entity who is
covered under an insurance policy.
Insurer - =Answer>> The person or entity providing
coverage to one or more insureds.
Insuring Agreement - =Answer>> A section of an
insurance policy that summarizes the insurer's promise
to pay. Includes list of
covered property and perils.
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Interest - =Answer>> Direct financial interest in
protecting a unit.
Intervening Cause - =Answer>> A separate
occurrence that "intervenes" between a defendant's
actions and damage or loss to
another person. An intervening cause may decrease
the defendant's liability, if the defendant
can show that it was the intervening cause (rather than
the defendant himself) that caused the
damage or loss. For example, say your neighbor asked
you to watch his Yorkshire terrier
during his weekend vacation. As the dog explores the
ravine behind your house, a red tailed
hawk swoops down and carries the little dog away.
When your neighbor sues you for
negligence, you could argue that the hawk (and not
your own negligence) was the real cause of
loss.
Joint - =Answer>> Liability shared by two or more
persons.
Judgement - =Answer>> An official court ruling
forming a final decision resolving a dispute or forming a
final decree.
Kickbacks - =Answer>> Any sort of reward or
remuneration for referrals or favors; for example, a
body shop giving
money to an adjuster for referring customers.
Landlord - =Answer>> One who has leased property
to a tenant.
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Leased worker - =Answer>> Worker hired through a
labor leasing firm.
Legal Purpose - =Answer>> One of the four
qualifications of a legally binding contract. The purpose
of the contract must be
legal (e.g. no contracts for illicit drug deals)
Liability - =Answer>> An obligation to do or not to do
something; responsibility for an action.
Liability Insurance - =Answer>> Liability insurance
indemnifies a third party for damages caused by the
insured's negligence.
Liability - employer - =Answer>> Protects employers
from damages and bodily injury caused to employees
or by employees
while performing under the scope of their employment.
Liability - product - =Answer>> Protects a
policyholder from legal liability for damages to third
parties caused by the
manufacturing, merchandising, distributing, or
operation of a product
Liability - public - =Answer>> Protects individuals and
commercial venues from any property damage or
personal injury they
may cause to the general public
Liberalization - =Answer>> The liberalization clause in
an insurance contract is a condition that states that the
insurer can
add or broaden coverage at any time without writing up
a new contract. This clause guarantees
Need Writing 📝Help? We've Got You Covered! ✍️
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State Insurance Claims Adjusters Certification
Claims Adjuster Exam
Course Title and Number: Claims Adjuster Exam
Exam Title: Board Exam
Exam Date: Exam 2024- 2025
Instructor: [Insert Instructor’s Name]
Student Name: [Insert Student’s Name]
Student ID: [Insert Student ID]
Examination
180 minutes
Instructions:
1. Read each question carefully.
2. Answer all questions.
3. Use the provided answer sheet to mark your responses.
4. Ensure all answers are final before submitting the exam.
5. Please answer each question below and click Submit when you have completed
the Exam.
6. This test has a time limit, The test will save and submit automatically when the
time expires
7. This is Exam which will assess your knowledge on the course Learning
Resources.
Good Luck!
, For Inquiries🤔 about This or 📑Any Other Exam 📱HMU
📧
State Insurance Claims Adjusters Certification 2024-
2025
Claims Adjuster Exam Quiz Review Study Guide with
Correct Answers | 100% Pass Guaranteed | Graded A+ |
Read All Instructions Carefully and Answer All the
Questions Correctly Good Luck: -
Insurance - =Answer>> A financial device used by
people and organizations to protect themselves from
unexpected,
extraordinary financial losses.
Insurance Company - =Answer>> Company which
sells insurance policies to individuals or to other
companies.
Insurance Policy - =Answer>> A contract wherein an
insured pays premiums to an insurer in exchange for
financial protection
in the event of a covered loss.
Insurance Rating Systems - =Answer>> Methods of
evaluating the risk involved in insuring a person,
property, or a corporation. Insurers
use rating systems to calculate premiums.
Insured - =Answer>> A person or entity who is
covered under an insurance policy.
Insurer - =Answer>> The person or entity providing
coverage to one or more insureds.
Insuring Agreement - =Answer>> A section of an
insurance policy that summarizes the insurer's promise
to pay. Includes list of
covered property and perils.
Need Writing 📝Help? We've Got You Covered! ✍️
100% NO A I or Plagiarism Guaranteed🎯
💬 Chat with us here: 📧
, For Inquiries🤔 about This or 📑Any Other Exam 📱HMU
📧
Interest - =Answer>> Direct financial interest in
protecting a unit.
Intervening Cause - =Answer>> A separate
occurrence that "intervenes" between a defendant's
actions and damage or loss to
another person. An intervening cause may decrease
the defendant's liability, if the defendant
can show that it was the intervening cause (rather than
the defendant himself) that caused the
damage or loss. For example, say your neighbor asked
you to watch his Yorkshire terrier
during his weekend vacation. As the dog explores the
ravine behind your house, a red tailed
hawk swoops down and carries the little dog away.
When your neighbor sues you for
negligence, you could argue that the hawk (and not
your own negligence) was the real cause of
loss.
Joint - =Answer>> Liability shared by two or more
persons.
Judgement - =Answer>> An official court ruling
forming a final decision resolving a dispute or forming a
final decree.
Kickbacks - =Answer>> Any sort of reward or
remuneration for referrals or favors; for example, a
body shop giving
money to an adjuster for referring customers.
Landlord - =Answer>> One who has leased property
to a tenant.
Need Writing 📝Help? We've Got You Covered! ✍️
100% NO A I or Plagiarism Guaranteed🎯
💬 Chat with us here: 📧
, For Inquiries🤔 about This or 📑Any Other Exam 📱HMU
📧
Leased worker - =Answer>> Worker hired through a
labor leasing firm.
Legal Purpose - =Answer>> One of the four
qualifications of a legally binding contract. The purpose
of the contract must be
legal (e.g. no contracts for illicit drug deals)
Liability - =Answer>> An obligation to do or not to do
something; responsibility for an action.
Liability Insurance - =Answer>> Liability insurance
indemnifies a third party for damages caused by the
insured's negligence.
Liability - employer - =Answer>> Protects employers
from damages and bodily injury caused to employees
or by employees
while performing under the scope of their employment.
Liability - product - =Answer>> Protects a
policyholder from legal liability for damages to third
parties caused by the
manufacturing, merchandising, distributing, or
operation of a product
Liability - public - =Answer>> Protects individuals and
commercial venues from any property damage or
personal injury they
may cause to the general public
Liberalization - =Answer>> The liberalization clause in
an insurance contract is a condition that states that the
insurer can
add or broaden coverage at any time without writing up
a new contract. This clause guarantees
Need Writing 📝Help? We've Got You Covered! ✍️
100% NO A I or Plagiarism Guaranteed🎯
💬 Chat with us here: 📧
