State Insurance Claims Adjusters Certification
Claims Adjuster Exam
Course Title and Number: Claims Adjuster Exam
Exam Title: Board Exam
Exam Date: Exam 2024- 2025
Instructor: [Insert Instructor’s Name]
Student Name: [Insert Student’s Name]
Student ID: [Insert Student ID]
Examination
180 minutes
Instructions:
1. Read each question carefully.
2. Answer all questions.
3. Use the provided answer sheet to mark your responses.
4. Ensure all answers are final before submitting the exam.
5. Please answer each question below and click Submit when you have completed
the Exam.
6. This test has a time limit, The test will save and submit automatically when the
time expires
7. This is Exam which will assess your knowledge on the course Learning
Resources.
Good Luck!
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State Insurance Claims Adjusters Certification 2024-
2025
Public Adjuster Exam Review Questions and Answers |
100% Pass Guaranteed | Graded A+ |
Read All Instructions Carefully and Answer All the
Questions Correctly Good Luck: -
Program Trigger for terrorist acts must cause a
collective damage in excess of? - =Answer>> •
$100,000,000
TF A public adjuster may own no more than 50% in a
salvage or similar business? - =Answer>> • F
General Average - =Answer>> • Loss shared by all
parties
Particular Average - =Answer>> • Only one party
shares in the loss.
In a home owner policy there is no deductible for -
=Answer>> • Liability Coverage
In BOP covered property is listed and described in what
part of the contract? - =Answer>> • Declarations
page
What is not eligible for coverage under a livestock
floater? - =Answer>> Poultry
What type of carrier must assume the broadest liability
under common law? - =Answer>> Common carriers
Named insured is never a _______? - =Answer>> Lien
Holder. Must have insurable interest in the property.
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How much extra coverage does the BOP allow for
building code updates on a loss? - =Answer>>
$10,000
HO-3 only covers ___________ for jewelry? -
=Answer>> Actual Cash Value
Promise by one party that is conditioned on an
uncertain event and where the value given by each
party is unequal is called? - =Answer>> Aleatory
An insurer has ________ days to complete their
investigation of a claim? - =Answer>> 30 days
Farm insurance coverage G covers? - =Answer>>
Silos
Under equipment breakdown coverage, the full
replacement cost will be provided if the equipment is
repaired in what time period after a loss? -
=Answer>> 24 months.
In the newest edition of the commercial property form,
what is now considered part of the building? -
=Answer>> Vegetated roofs
Which Dwelling forms provide broad form coverage for
personal property? - =Answer>> DP-2 and DP-3
The homeowner personal property replacement cost
endorsement would pay replacement cost for
___________? - =Answer>> Used clothing
An insurer must acknowledge receipt of a claim within
_______ working days? - =Answer>> 10
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