11/18/24, 5:23 PM NC ADJUSTER LICENSE EXAM AND PRACTICE EXAM LATEST 2024-2025 ACTUAL EXAM 130 QUESTIONS AND CORRECT …
NC ADJUSTER LICENSE EXAM AND PRACTICE
EXAM LATEST 2024-2025 ACTUAL EXAM 130
QUESTIONS AND CORRECT DETAILED ANSWERS
(VERIFIED ANSWERS)
Practice questions for this set
Learn 1 /7 Study with Learn
The nature and extent of the injuries or property damage claimed.
Choose matching term
What specific type of liability policy gives an owner protection against liability claims
1
arising out of the acts of its independent contractors?
When a claims representative is collecting information from a third-party claimant,
2
which of the following is the information that should be obtained first?
3 All of the following are excluded under the 1943 Standard Fire policy, EXCEPT:
https://quizlet.com/972995866/nc-adjuster-license-exam-and-practice-exam-latest-2024-2025-actual-exam-130-questions-and-correct-detailed-answe… 1/26
,11/18/24, 5:23 PM NC ADJUSTER LICENSE EXAM AND PRACTICE EXAM LATEST 2024-2025 ACTUAL EXAM 130 QUESTIONS AND CORRECT …
Which of the following is NOT a correct statement in determining the cost of a
4
"comparable automobile" when a physical damage loss has a occurred?
Don't know?
Terms in this set (135)
Manny is purchasing a The maximum monthly limit of indemnity optional
Commercial Property coverage
policy with a Business
Income form included.
Manny can select from
any of the following as a
method to provide
coverage, while avoiding
the coinsurance
requirement, EXCEPT:
The traditional definition Replacement cost minus depreciation
of actual cash value (ACV)
is:
https://quizlet.com/972995866/nc-adjuster-license-exam-and-practice-exam-latest-2024-2025-actual-exam-130-questions-and-correct-detailed-answe… 2/26
, 11/18/24, 5:23 PM NC ADJUSTER LICENSE EXAM AND PRACTICE EXAM LATEST 2024-2025 ACTUAL EXAM 130 QUESTIONS AND CORRECT …
Sam and Dan are working Only Dan's injuries would be covered
to clean out the gutters
around the roof on Sam's
house. Sam and Dan are
standing at the top of
separate ladders that are
propped against the side
of Sam's house, when
Dan's ladder begins to
wobble and ultimately
falls into Sam's ladder.
Both men and their
ladders crash to the
ground. Whose injuries will
be covered by Sam's
Homeowners policy under
Coverage E - Personal
Liability?
Torts that can be covered Intentional torts purposely committed to cause harm
by insurance policies to another.
include all of the
following, EXCEPT:
The insured has a $2,000
$1,000,000 personal
umbrella policy with a
$5,000 retention limit. For
a $7,000 liability loss not
covered under the
insured's personal auto
policy, but covered under
the umbrella policy, the
insurance company would
pay:
https://quizlet.com/972995866/nc-adjuster-license-exam-and-practice-exam-latest-2024-2025-actual-exam-130-questions-and-correct-detailed-answe… 3/26
NC ADJUSTER LICENSE EXAM AND PRACTICE
EXAM LATEST 2024-2025 ACTUAL EXAM 130
QUESTIONS AND CORRECT DETAILED ANSWERS
(VERIFIED ANSWERS)
Practice questions for this set
Learn 1 /7 Study with Learn
The nature and extent of the injuries or property damage claimed.
Choose matching term
What specific type of liability policy gives an owner protection against liability claims
1
arising out of the acts of its independent contractors?
When a claims representative is collecting information from a third-party claimant,
2
which of the following is the information that should be obtained first?
3 All of the following are excluded under the 1943 Standard Fire policy, EXCEPT:
https://quizlet.com/972995866/nc-adjuster-license-exam-and-practice-exam-latest-2024-2025-actual-exam-130-questions-and-correct-detailed-answe… 1/26
,11/18/24, 5:23 PM NC ADJUSTER LICENSE EXAM AND PRACTICE EXAM LATEST 2024-2025 ACTUAL EXAM 130 QUESTIONS AND CORRECT …
Which of the following is NOT a correct statement in determining the cost of a
4
"comparable automobile" when a physical damage loss has a occurred?
Don't know?
Terms in this set (135)
Manny is purchasing a The maximum monthly limit of indemnity optional
Commercial Property coverage
policy with a Business
Income form included.
Manny can select from
any of the following as a
method to provide
coverage, while avoiding
the coinsurance
requirement, EXCEPT:
The traditional definition Replacement cost minus depreciation
of actual cash value (ACV)
is:
https://quizlet.com/972995866/nc-adjuster-license-exam-and-practice-exam-latest-2024-2025-actual-exam-130-questions-and-correct-detailed-answe… 2/26
, 11/18/24, 5:23 PM NC ADJUSTER LICENSE EXAM AND PRACTICE EXAM LATEST 2024-2025 ACTUAL EXAM 130 QUESTIONS AND CORRECT …
Sam and Dan are working Only Dan's injuries would be covered
to clean out the gutters
around the roof on Sam's
house. Sam and Dan are
standing at the top of
separate ladders that are
propped against the side
of Sam's house, when
Dan's ladder begins to
wobble and ultimately
falls into Sam's ladder.
Both men and their
ladders crash to the
ground. Whose injuries will
be covered by Sam's
Homeowners policy under
Coverage E - Personal
Liability?
Torts that can be covered Intentional torts purposely committed to cause harm
by insurance policies to another.
include all of the
following, EXCEPT:
The insured has a $2,000
$1,000,000 personal
umbrella policy with a
$5,000 retention limit. For
a $7,000 liability loss not
covered under the
insured's personal auto
policy, but covered under
the umbrella policy, the
insurance company would
pay:
https://quizlet.com/972995866/nc-adjuster-license-exam-and-practice-exam-latest-2024-2025-actual-exam-130-questions-and-correct-detailed-answe… 3/26
