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Arizona Life and Health Insurance | Questions and answers with 100% correct solutions | Graded A+ Latest Update 2024

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Arizona Life and Health Insurance | Questions and answers with 100% correct solutions | Graded A+ Latest Update 2024

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Arizona Life And Health Pre-Licencing
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Arizona Life and Health Pre-Licencing
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Arizona Life and Health Pre-Licencing

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Uploaded on
September 25, 2024
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Written in
2024/2025
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Arizona Life and Health Insurance |
Questions and answers with 100% correct
solutions | Graded A+ Latest Update 2024
Any administrative action taken against a producer MUST be reported to the director within days
after the final disposition. ✔✔30




How many days notice does the Affordable Care Act require insurers to give before rescinding coverage?
✔✔30




According to the Affordable Care Act, new health Insurance Marketplaces are established by the
✔✔CCIIO




How long must a producer maintain customer records for an insurance transaction? ✔✔Three years




Which statement best defines what a Policy title means on an insurance policy? ✔✔Ever policy Must
have a title on the Face and on the back of the policy, briefly describing the policy.




The refusal of doing business with an individual or business is called ✔✔Boycott




Which of the following causes of disability is NOT covered under the Arizona workers comp law?
✔✔Intentional, self-inflicted injuries that occur at the work site




In Arizona, the HIV consent form ✔✔Must disclose who will be receiving a copy of the test results



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, The telemarketing sales rules states that is the LATEST time of the day that telemarketing calls
may be received ✔✔9 PM




Which of the following actions is considered to be an unfair trade practice ✔✔A producer who sells
insurance to an individual by means of threat




A statement must be signed by the for any illustrations used in the sale of a life insurance policy
✔✔Producer




In order for a health plan to be an "accountable health plan", who has to approve it ✔✔The director




If a life insurance applicant is shown future premiums are to be paid out of non guaranteed values,
the illustration used in the sales presentation MUST ✔✔Disclose that the premium payments may
need to be resumed depending on actual results




A producer is proposing that a policy owner replace an existing individual health insurance policy with a
new one. Under the new contract, a pre existing conditions exclusion ✔✔May reduce the insured
benefits




The genetic information non discrimination act of 2008 bars all of the following EXCEPT ✔✔Prohibits the
use of genetic information in health insurance, unless the applicant signs a waiver




How many hours of initial long term care training must a producer complete before soliciting long
term care products? ✔✔8 hours



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