Health Final Exam - NJ Accident and Health|| 150 QUESTIONS || CORRECT
ANSWERS|| VERIFIED
The Commissioner must approve - ANSWER Continuing education
courses
Employer sponsored group health insurance provides coverage for
which of the following?
Self-inflicted injuries
cosmetic surgery
custodial care
alcoholism - ANSWER alcoholism
, A Medicare supplement policy can be cancelled by the insurer for -
ANSWER Nonpayment
Which entity is responsible for regulating insurance advertising in NJ? -
ANSWER New Jersey Department of Banking and Insurance
Which of the following are retained at the expense of an insurance
buyer to give advice on insurance needed by the buyer?
Brokers and consultants
Insurance prospectors
Third-party adminstrators
Agents - ANSWER Brokers and consultants
, Written notice for a health claim must be given to the insurer ___ days
after the occurrence of the loss. - ANSWER 20
In which of the following situations would the insurer be liable for a
loss?
a) The insured skipped a payment beyond the 31 day grace period
b) The insured was injured while participating in an illegal occupation
c) The insured was given a notice of cancellation from the insurer
d) The insured suffered an injury as an innocent bystander during a bank
robbery - ANSWER d) The insured suffered an injury as an innocent
bystander during a bank robbery
ANSWERS|| VERIFIED
The Commissioner must approve - ANSWER Continuing education
courses
Employer sponsored group health insurance provides coverage for
which of the following?
Self-inflicted injuries
cosmetic surgery
custodial care
alcoholism - ANSWER alcoholism
, A Medicare supplement policy can be cancelled by the insurer for -
ANSWER Nonpayment
Which entity is responsible for regulating insurance advertising in NJ? -
ANSWER New Jersey Department of Banking and Insurance
Which of the following are retained at the expense of an insurance
buyer to give advice on insurance needed by the buyer?
Brokers and consultants
Insurance prospectors
Third-party adminstrators
Agents - ANSWER Brokers and consultants
, Written notice for a health claim must be given to the insurer ___ days
after the occurrence of the loss. - ANSWER 20
In which of the following situations would the insurer be liable for a
loss?
a) The insured skipped a payment beyond the 31 day grace period
b) The insured was injured while participating in an illegal occupation
c) The insured was given a notice of cancellation from the insurer
d) The insured suffered an injury as an innocent bystander during a bank
robbery - ANSWER d) The insured suffered an injury as an innocent
bystander during a bank robbery
