Property and Casualty Practice PSI
Exam
Employees are barred from suing employers in court docket to acquire compensation for injuries
included with the aid of employees' reimbursement because of which of the subsequent
doctrines?
-Employer liability
-Exclusive treatment
-Workman liability
-No fault insurance - ANSExclusive Remedy
Which of the subsequent could cause insurance underneath enterprise income form with extra
price insurance?
-Carpet cleansing after a water primary destroy
-Employee pay after a constructing shape is damaged
-Building inspectors expenses after a loss
-Unit rent while tenant is dependable - ANSCarpet Cleaning after a water main wreck
All of the following might be taken into consideration an insured person beneath Part A of a
private car policy EXCEPT:
-Other people or groups that use the automobile to the quantity that they proportion liability with
the insured character.
-Anyone using the insured's automobile with the insured's permission or the affordable belief
that they're entitled to accomplish that.
-The named insured and participants of the insured's own family for the ownership, protection
and use of any car or trailer.
-Other individuals or groups for his or her liability from an coincidence regarding an car or trailer
used by the insured however owned by using that individual or business enterprise. - ANSOther
people or companies for his or her legal responsibility from an twist of fate regarding an vehicle
or trailer utilized by the insured however owned through that character or company.
A DP-2 policy covers all of the following EXCEPT:
-harm to awnings from weight of snow.
-harm to belongings because of burglars.
-freezing of automated fire sprinkler structures.
, -accidental discharge of steam from a plumbing gadget. - ANSdamage to awnings from weight
and snow
An extended reporting duration connected to a wellknown liability coverage offers coverage in
which of the following methods?
-It gives coverage for claims made out of doors the policy term.
-It offers an additional 30 days insurance beyond the policy time period.
-It gives an additional 10 years insurance beyond the coverage term.
-It covers any gap among the claims-made and occurrence paperwork. - ANSIt presents
insurance for claims made outdoor the policy time period.
Which of the subsequent is an example of threat discount?
-Installing a fireplace hose device on every ground of a building
-Carrying an ok amount of insurance to cowl any loss.
-Refusal to paintings in a building that is not made from brick or concrete
-Not buying coverage because of a past records of zero claims - ANSInstalling a fire hose
device on every ground of a building
Which of the subsequent men and women is blanketed for accidental damage at the insured's
premises beneath the economic wellknown legal responsibility scientific bills?
-a tenant of the premises
-an employee of the insured
-man or woman injured in warfare
-a volunteer worker - ANSa volunteer worker
Which Homeowner Form covers furniture, installations, and enhancements made or acquired on
the insured's rate?
HO-6
HO-5
HO-four
HO-2 - ANSHO-four
Which policy circumstance is invoked when parties to an insured loss can not agree?
-Arbitration
-Assignment
-Liberalization
-Subrogation - ANSArbitration
Mobile homes may be insured in all the following approaches EXCEPT:
Exam
Employees are barred from suing employers in court docket to acquire compensation for injuries
included with the aid of employees' reimbursement because of which of the subsequent
doctrines?
-Employer liability
-Exclusive treatment
-Workman liability
-No fault insurance - ANSExclusive Remedy
Which of the subsequent could cause insurance underneath enterprise income form with extra
price insurance?
-Carpet cleansing after a water primary destroy
-Employee pay after a constructing shape is damaged
-Building inspectors expenses after a loss
-Unit rent while tenant is dependable - ANSCarpet Cleaning after a water main wreck
All of the following might be taken into consideration an insured person beneath Part A of a
private car policy EXCEPT:
-Other people or groups that use the automobile to the quantity that they proportion liability with
the insured character.
-Anyone using the insured's automobile with the insured's permission or the affordable belief
that they're entitled to accomplish that.
-The named insured and participants of the insured's own family for the ownership, protection
and use of any car or trailer.
-Other individuals or groups for his or her liability from an coincidence regarding an car or trailer
used by the insured however owned by using that individual or business enterprise. - ANSOther
people or companies for his or her legal responsibility from an twist of fate regarding an vehicle
or trailer utilized by the insured however owned through that character or company.
A DP-2 policy covers all of the following EXCEPT:
-harm to awnings from weight of snow.
-harm to belongings because of burglars.
-freezing of automated fire sprinkler structures.
, -accidental discharge of steam from a plumbing gadget. - ANSdamage to awnings from weight
and snow
An extended reporting duration connected to a wellknown liability coverage offers coverage in
which of the following methods?
-It gives coverage for claims made out of doors the policy term.
-It offers an additional 30 days insurance beyond the policy time period.
-It gives an additional 10 years insurance beyond the coverage term.
-It covers any gap among the claims-made and occurrence paperwork. - ANSIt presents
insurance for claims made outdoor the policy time period.
Which of the subsequent is an example of threat discount?
-Installing a fireplace hose device on every ground of a building
-Carrying an ok amount of insurance to cowl any loss.
-Refusal to paintings in a building that is not made from brick or concrete
-Not buying coverage because of a past records of zero claims - ANSInstalling a fire hose
device on every ground of a building
Which of the subsequent men and women is blanketed for accidental damage at the insured's
premises beneath the economic wellknown legal responsibility scientific bills?
-a tenant of the premises
-an employee of the insured
-man or woman injured in warfare
-a volunteer worker - ANSa volunteer worker
Which Homeowner Form covers furniture, installations, and enhancements made or acquired on
the insured's rate?
HO-6
HO-5
HO-four
HO-2 - ANSHO-four
Which policy circumstance is invoked when parties to an insured loss can not agree?
-Arbitration
-Assignment
-Liberalization
-Subrogation - ANSArbitration
Mobile homes may be insured in all the following approaches EXCEPT:
