SC personal lines property and Casualty Exam Questions & Answers Graded A+

What type of coverage is included in homeowners policies, but is not available in dwelling policies? - ANSWER-Liability coverage What are major coverages included in homeonwner policies? - ANSWER--Coverage A: Dwelling -Coverage B: Other Structures -Coverage C: Personal property -Coverage D: Loss of Use What are some of the exclusions from coverages in all of the homeowners forms? - ANSWER-Land Stuctures used for business purposes animals, bird, or fish, aircrafts rented property electronic data motor vehicle What type of coverage is included in Section II of homeowners insurance? - ANSWER-Personal Liability Coverage Losses caused by vandalism and malicious mischief are excluded from coverage if a dwelling has been vacant for how many days? - ANSWER-60 What is mysterious disappearance? - ANSWER-Misplacement or loss of property without knowledge as to the location, time and cause of the loss