Individuals with ESRD may sign up at anytime. Date on which coverage begins is the fourth month after dialysis begins. Medicare Enrollment Period - ANSWER -Individuals who do not enroll in Part B w hen first eligible can enroll during a General Enrollment Period, Jan 1st to Mar 31st each year. Coverage begins July 1st of that year. Medicare Enrollment Period - Group Health Coverage - ANSWER -
Individuals who have group health coveage through employer may enroll in Part A and/or Part B anytime while on group coverage during a Special Enrollment Period. Occurs during the 8 month period following last month of group coverage. Medicare Part A Premium - ANSWER -Free if worked 40 quarters of your life and pa id Medicare taxes. Premium is $240.00 for individuals or spouses who paid Medicare taxes for 30 - 39 quarters. Premium is $437.00 for less than 30 quarters. Medicare Part A Penalty - ANSWER -Don't enroll in Part A when fist eligible, will pay a late penalt y of up to 10% unless enroll during a Special Enrollment Period. Medicare Part B Premium - ANSWER -In 2019, the standard monthly premium is $135.50 or higher depending on income. Deducted from S.S. check or Railroad Retirement check. Do not enroll when fir st eligible, premium is increased 10% for each 12 month period not enrolled. Deductible for 2019 is $185.00 Types of Medicare Advantage Plans - ANSWER -PPO, HMO, MSA, Cost Plan, PFFS Medicare -Medi caid plans - ANSWER -Serve both Medicare and Medicaid individuals. Include Part D coverage. Individuals sometimes referred to as dual eligibles