SC Life & Health Insurance Questions & Answers 100% verified

Which of the following is NOT considered to be a basic service, under a nonscheduled plan a) oral surgery b) Fillings c) Dentures d) Endodontics - ANSWER-C) Dentures Which of the following is Not a characteristic or a service of an HMO plan a) Providing care on an outpatient basis b) Contracting with insurance companies c) Providing free annual checkups d) Encouraging early treatment - ANSWER-B) Contracting with insurance companies All of the following qualify for Medicare Part A EXCEPT a) anyone who is over 65, not covered by SS, and is willing to pay premium b) anyone who is willing to pay a premium c)anyone that qualifies through Social Security d) anyone who is at the end stage of renal disease - ANSWER-B) Anyone who is willing to pay a premium An insured is involved in a car accident. In addition to general, less serious injuries, he permanently loses the use of his leg and is rendered completely blind. The blindness improves a month later. To what extent will he receive Presumptive Disability benefits? a) Full benefits until the blindness lifts b) No benefits c) Full benefits d)Partial benefits - ANSWER-B) no benefits- only loss the use in one leg and because the blindness was only temporary