South Carolina Aflac Sales Insurance Exam Questions with complete Answers

Which of the following is illegal discrimination? - ANSWER-Refusing an applicant because of marital status Under South Carolina law, what may the insurer REQUIRE to determine the exact cause of death if death appears accidental? - ANSWER-Autopsy The free look period provided in a life insurance policy is usually - ANSWER-10 Days Under the Affordable Care Act, which of these plans is designed to provide coverage that is actuarially equivalent to 80% of the full actuarial value of the benefits provided under the plan? - ANSWER-Gold The Director MUST give a MINIMUM of how many days' notice of a disciplinary hearing? 10 days - ANSWER-30 Days When MUST a newborn child be covered under an existing health insurance policy? - ANSWER-Immediately The MAXIMUM time period that an eligible employee can be excluded from coverage under a group health policy as a late enrollee is - ANSWER-18 Months How many years is a producer REQUIRED to maintain transaction records of a policy? - ANSWER-5 Years Which of the following does restorative dental treatment cover? - ANSWER-Crowns