Florida Statutes, Rules, and Regulations Pertinent to Health Insuranc Exam Questions and Answers | Verified & Updated | 100% Correct
Florida Statutes, Rules, and Regulations Pertinent to Health Insuranc Exam Questions and Answers | Verified & Updated | 100% Correct Grandfathered - Answer ️️ -__________ plans meet the requirements of being considered "creditable coverages" ______ plans are also eligible for HIPAA protection against imposition of preexisting conditions and exclusions. Non-Grandfathered - Answer ️️ -______ plans do not meet the requirements of "creditable coverage" and is not eligible for HIPAA protection. Prohibited Provisions - Answer ️️ -Policies may not exclude coverage for pre-existing conditions for longer than "12 months" Continuation - Answer ️️ -Health insurance can be continued after the employment of an employee is terminated up to 18 months. The _____ of coverage is provided by COBRA. Conversion - Answer ️️ -Allows policy holders to convert their group insurance to and individual medical expense policy. Coordination of benefits - Answer ️️ -To avoid duplication of payments and over insurance. Free look provision for Health Insurance is - Answer ️️ -10 days Outline of Coverage - Answer ️️ -An ______ must be provided to every individual, family accident and health insurance policy when the policy is issued. Advertising - Answer ️️ -The agent must not misrepresent an insurer's products when writing health insurance policie
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