CA Property and Casualty Insurance Practice Exam Sample
CA Property and Casualty Insurance
Practice Exam Sample Questions (45
terms) with Correct Answers 2024.
HO-2, HO-3, HO-4, HO-5, HO-6, and HO-8 are all types of homeowner’s policies.
Which two sets of policies are not solely designed for owner-occupied dwellings? -
Answer: HO-5 and HO-8
*HO-4 and HO-6*
HO-2 and HO-8
HO-3 and HO-4
, CA Property and Casualty Insurance Practice Exam Sample
The HO-8, also known as the modified coverage form, is designed to meet the
needs of what type of insured? - Answer: Owners of a historic home whose
replacement cost value exceeds the value of the home itself
A tenant who does not need to buy coverage for the dwelling itself but would like
to cover his own personal property should obtain which type of homeowners
policy? - Answer: HO-2
HO-6
*HO-4*
HO-5
To obtain the broadest coverage available for an owner-occupied dwelling, the
insured should purchase which type of homeowner's policy? - Answer: *HO-5
comprehensive form*
HO-8 modified coverage form
HO-2 broad form
HO-6 unit-owners form
Broad form provides coverage for which of the following perils? - Answer: Theft
*Glass breakage*
Smoke
Riot
An unendorsed DP-3 policy does not provide coverage for which of the following
exposures? - Answer: Storage sheds
CA Property and Casualty Insurance
Practice Exam Sample Questions (45
terms) with Correct Answers 2024.
HO-2, HO-3, HO-4, HO-5, HO-6, and HO-8 are all types of homeowner’s policies.
Which two sets of policies are not solely designed for owner-occupied dwellings? -
Answer: HO-5 and HO-8
*HO-4 and HO-6*
HO-2 and HO-8
HO-3 and HO-4
, CA Property and Casualty Insurance Practice Exam Sample
The HO-8, also known as the modified coverage form, is designed to meet the
needs of what type of insured? - Answer: Owners of a historic home whose
replacement cost value exceeds the value of the home itself
A tenant who does not need to buy coverage for the dwelling itself but would like
to cover his own personal property should obtain which type of homeowners
policy? - Answer: HO-2
HO-6
*HO-4*
HO-5
To obtain the broadest coverage available for an owner-occupied dwelling, the
insured should purchase which type of homeowner's policy? - Answer: *HO-5
comprehensive form*
HO-8 modified coverage form
HO-2 broad form
HO-6 unit-owners form
Broad form provides coverage for which of the following perils? - Answer: Theft
*Glass breakage*
Smoke
Riot
An unendorsed DP-3 policy does not provide coverage for which of the following
exposures? - Answer: Storage sheds
