NJ PSI PROPERTY AND CASUALTY
EXAM Questions and Answers
1. The Mobile Home Endorsement of a Homeowners policy affords
coverage to mobile homes under the?
A. HO-1 (Basic Form)
B. HO-2 (Broad Form)
C. HO-3 (Special Form)
D. HO-2 or HO-3 (Broad and Special)
ANS D. HO-2 or HO-3 (Broad and Special)
2. All of the following are eligible for coverage under Homeowners
policy ex- cept?
A. A condominium unit owner.
B. A farm owner.
C. A mobile home owner.
D. A tenant in an apartment building.
ANS B. A farm owner.
3. The term Insured Location under Section II of Homeowners policies
refers to all of the following except?
A. The insured premises.
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, B. Farm land.
C. A non-owned premises where an insured temporarily resides.
D. A newly-acquired premises.
ANS B. Farm land.
4. All of the following would be considered insured's under a
Homeowner's policy expect?
A. Resident relatives of the insured.
B. A non-relative resident under age 21 in the care of the insured.
C. The insured's spouse if the spouse lives in the household.
D. A non-relative resident over age 21.
ANS D. A non-relative resident over age 21.
5. All of the following homeowners policies provide dwelling coverage
except?
A. HO-2
B. HO-3
C. HO-4
D. HO-1
ANS C. HO-4
6. Dwelling coverage A includes all of the following except?
A. The dwelling.
B. The deck on the back of the dwelling.
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EXAM Questions and Answers
1. The Mobile Home Endorsement of a Homeowners policy affords
coverage to mobile homes under the?
A. HO-1 (Basic Form)
B. HO-2 (Broad Form)
C. HO-3 (Special Form)
D. HO-2 or HO-3 (Broad and Special)
ANS D. HO-2 or HO-3 (Broad and Special)
2. All of the following are eligible for coverage under Homeowners
policy ex- cept?
A. A condominium unit owner.
B. A farm owner.
C. A mobile home owner.
D. A tenant in an apartment building.
ANS B. A farm owner.
3. The term Insured Location under Section II of Homeowners policies
refers to all of the following except?
A. The insured premises.
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13
, B. Farm land.
C. A non-owned premises where an insured temporarily resides.
D. A newly-acquired premises.
ANS B. Farm land.
4. All of the following would be considered insured's under a
Homeowner's policy expect?
A. Resident relatives of the insured.
B. A non-relative resident under age 21 in the care of the insured.
C. The insured's spouse if the spouse lives in the household.
D. A non-relative resident over age 21.
ANS D. A non-relative resident over age 21.
5. All of the following homeowners policies provide dwelling coverage
except?
A. HO-2
B. HO-3
C. HO-4
D. HO-1
ANS C. HO-4
6. Dwelling coverage A includes all of the following except?
A. The dwelling.
B. The deck on the back of the dwelling.
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