,State Farm Estimatics Exam Prep Guide
State Farm Estimatics Exam (2025/2026) – Verified & Complete Solutions
Introduction: This study guide contains 100 structured questions and answers covering key
concepts, calculations, and procedures essential for the State Farm Estimatics Exam. Topics
include roof measurements, interior/exterior damage assessment, replacement cost versus
actual cash value (ACV), material identification, and standard estimating practices. Use this to
verify your knowledge. The correct answer for each question is indicated with a ✓.
Category 1: Roofing (20 Questions)
1. What is the most common method for measuring a residential roof area in the insurance
industry?
A) By measuring the footprint
B) By walking the roof with a measuring tape
C) By using satellite/aerial imagery and software (e.g., Xactimate) ✓
D) By calculating based on the home's square footage
2. A roof slope of 6:12 is considered:
A) Flat
B) Low slope
C) Medium/Conventional pitch ✓
D) Steep pitch
3. To calculate the "roofing square" for an area of 1,500 sq ft, you would divide by:
A) 100 ✓
B) 144
C) 1,000
D) 120
4. What does one "square" of roofing material cover?
A) 100 square feet ✓
B) 144 square feet
C) 1,000 square feet
D) 10 linear feet
5. Which roofing material typically has the longest lifespan?
A) 3-tab asphalt shingle
B) Clay or concrete tile ✓
,C) T-Lok metal roofing
D) Wood shake
6. When estimating for roof replacement, what is typically NOT included in a basic line-item
cost?
A) Shingles
B) Underlayment
C) Drip edge
D) Repair of rotted decking (unless noted) ✓
7. For a steep/unsafe roof, the appropriate measurement method is:
A) Ladder-assisted measurement
B) Aerial measurement with a slope factor ✓
C) Estimation from the ground using binoculars
D) Always required to be physically measured
8. The slope factor for a 4:12 pitch roof is approximately:
A) 1.054 ✓
B) 1.118
C) 1.202
D) 1.414
9. What is the primary purpose of roof underlayment?
A) Aesthetic appeal
B) Secondary water barrier ✓
C) Insulation
D) Structural support
10. When replacing a roof, waste factor is usually estimated at:
A) 5%
B) 10% ✓
C) 15%
D) 20%
11. Ice and Water Shield is typically required:
A) Over the entire roof deck
B) In valleys and around penetrations
C) Along the eaves (first 3-6 feet) and in valleys ✓
D) Only on flat roofs
, 12. A "closed valley" in roofing is constructed by:
A) Installing metal valley flashing exposed
B) Weaving shingles across the valley ✓
C) Using a roll roofing membrane
D) Leaving the valley open for water flow
13. The main function of drip edge is to:
A) Protect the roof from UV rays
B) Direct water away from the fascia and into the gutter ✓
C) Provide a nailer for starter shingles
D) Seal the ridge vent
14. Ridge vent pricing is typically by:
A) The square
B) The linear foot ✓
C) Each
D) The project
15. Which requires a specialized contractor and is generally more expensive per square?
A) Asphalt shingles
B) Metal roofing
C) Slate or tile ✓
D) Modified bitumen
16. In Xactimate, the code "RSG" typically stands for:
A) Roof Structural Glue
B) Remove and dispose of Shingle Gutter
C) Remove Shingles and underlayment to the Sheathing ✓
D) Roof Slope Grade
17. Hail damage to asphalt shingles is often identified by:
A) Bruising or granule loss with a soft, spongy feel ✓
B) Cracks in every shingle
C) Missing shingles
D) Rust spots
18. For a 30-square roof with a 10% waste factor, how many squares of material should be
ordered?
A) 30 squares
B) 31 squares
State Farm Estimatics Exam (2025/2026) – Verified & Complete Solutions
Introduction: This study guide contains 100 structured questions and answers covering key
concepts, calculations, and procedures essential for the State Farm Estimatics Exam. Topics
include roof measurements, interior/exterior damage assessment, replacement cost versus
actual cash value (ACV), material identification, and standard estimating practices. Use this to
verify your knowledge. The correct answer for each question is indicated with a ✓.
Category 1: Roofing (20 Questions)
1. What is the most common method for measuring a residential roof area in the insurance
industry?
A) By measuring the footprint
B) By walking the roof with a measuring tape
C) By using satellite/aerial imagery and software (e.g., Xactimate) ✓
D) By calculating based on the home's square footage
2. A roof slope of 6:12 is considered:
A) Flat
B) Low slope
C) Medium/Conventional pitch ✓
D) Steep pitch
3. To calculate the "roofing square" for an area of 1,500 sq ft, you would divide by:
A) 100 ✓
B) 144
C) 1,000
D) 120
4. What does one "square" of roofing material cover?
A) 100 square feet ✓
B) 144 square feet
C) 1,000 square feet
D) 10 linear feet
5. Which roofing material typically has the longest lifespan?
A) 3-tab asphalt shingle
B) Clay or concrete tile ✓
,C) T-Lok metal roofing
D) Wood shake
6. When estimating for roof replacement, what is typically NOT included in a basic line-item
cost?
A) Shingles
B) Underlayment
C) Drip edge
D) Repair of rotted decking (unless noted) ✓
7. For a steep/unsafe roof, the appropriate measurement method is:
A) Ladder-assisted measurement
B) Aerial measurement with a slope factor ✓
C) Estimation from the ground using binoculars
D) Always required to be physically measured
8. The slope factor for a 4:12 pitch roof is approximately:
A) 1.054 ✓
B) 1.118
C) 1.202
D) 1.414
9. What is the primary purpose of roof underlayment?
A) Aesthetic appeal
B) Secondary water barrier ✓
C) Insulation
D) Structural support
10. When replacing a roof, waste factor is usually estimated at:
A) 5%
B) 10% ✓
C) 15%
D) 20%
11. Ice and Water Shield is typically required:
A) Over the entire roof deck
B) In valleys and around penetrations
C) Along the eaves (first 3-6 feet) and in valleys ✓
D) Only on flat roofs
, 12. A "closed valley" in roofing is constructed by:
A) Installing metal valley flashing exposed
B) Weaving shingles across the valley ✓
C) Using a roll roofing membrane
D) Leaving the valley open for water flow
13. The main function of drip edge is to:
A) Protect the roof from UV rays
B) Direct water away from the fascia and into the gutter ✓
C) Provide a nailer for starter shingles
D) Seal the ridge vent
14. Ridge vent pricing is typically by:
A) The square
B) The linear foot ✓
C) Each
D) The project
15. Which requires a specialized contractor and is generally more expensive per square?
A) Asphalt shingles
B) Metal roofing
C) Slate or tile ✓
D) Modified bitumen
16. In Xactimate, the code "RSG" typically stands for:
A) Roof Structural Glue
B) Remove and dispose of Shingle Gutter
C) Remove Shingles and underlayment to the Sheathing ✓
D) Roof Slope Grade
17. Hail damage to asphalt shingles is often identified by:
A) Bruising or granule loss with a soft, spongy feel ✓
B) Cracks in every shingle
C) Missing shingles
D) Rust spots
18. For a 30-square roof with a 10% waste factor, how many squares of material should be
ordered?
A) 30 squares
B) 31 squares
