SOLUTIONS GRADED A+
✔✔The United States controls the diffusion of medical technology through central
planning. - ✔✔False
✔✔Medical technology diffuses faster in competitive geographies. - ✔✔True
✔✔What is a merger? - ✔✔Mutual agreement to unify two or more organizations into a
single entity
✔✔A copayment is generally paid - ✔✔Each time the insured receives health care
services
✔✔A health insurance plan pays for medical care only after the insured has first paid
$1,000 out of pocket on an annual basis. The $1,000 annual cost is called -
✔✔Deductible
✔✔Capitation removes the incentive to - ✔✔Provide necessary services
✔✔The phenomenon called 'moral hazard' results directly from - ✔✔Health Insurance
Coverage
✔✔Which country spends the most on administrative health care costs? - ✔✔United
States
✔✔What is an acquisition? - ✔✔Purchase of one organization by another
✔✔Cost is shifted from people in poor health to the health when - ✔✔When premiums
are based on community ratings
✔✔Which part of Medicare covers SNF (Skilled Nursing Facilites) services? - ✔✔Part A
✔✔Which of the following best describes personal care? - ✔✔Assistance with ADLs
✔✔Which of the following was the conclusion of Olmstead vs. LC 1999? - ✔✔People
with disabilities must receive services in the most integrated setting that meets their
needs
✔✔True or false? The central agency that delivers health care in the United States is
Medicare. - ✔✔False
, ✔✔Because the United States does not have a national program that provides long-
term care, which of the following make up the backbone of the long-term care system? -
✔✔Family Caregivers
✔✔A method of payment in which providers are reimbursed based on the quality of
health care they
deliver is called - ✔✔Pay-for-Value
✔✔During the World War II period, health insurance became employer-based because
of: - ✔✔Wage freezes
✔✔Initially, what was the main purpose of private health insurance in the US? -
✔✔Compensate for loss of income during sickness and temporary disability
✔✔In the pre-industrial era, people who practiced which profession also often
functioned as surgeons? - ✔✔Barbers
✔✔The Flexner Report, published in 1910, reported on - ✔✔standards of training in
medical schools
✔✔True or false? More than half of MDs are specialists. - ✔✔True
✔✔This made additional resources available to the FDA and resulted in a shortened
approval process for new drugs. - ✔✔Prescription Drug Use Fee Act 1992
✔✔Through 2021, to purchase private insurance through a health insurance exchange,
premium subsidies were made available to people with incomes up to: - ✔✔400% of the
poverty level
✔✔Which part of Medicare typically covers inpatient/hospital costs? - ✔✔Part A
✔✔To finance Medicare Part A: - ✔✔All income earned by a working person is subject
to Medicare tax.
✔✔Medicare Part B provides - ✔✔Physician services
✔✔The primary criterion to become eligible for Medicaid is: - ✔✔Financial status
✔✔The ACA specifies which group can be covered under their parents' health
insurance plans? - ✔✔Children under the age of 26