Florida Claims Adjuster Exam 2025–2026
Accurate Real Exam Questions and
Verified Correct Answers JUST RELEASED
All of the following are requirements for the "Code of Ethics," except:
A. Adjusters should not give legal advice
B. Adjusters may negotiate with a claimant who is represented by an attorney
C. A witness who requests a copy of a statement given must be provided with one
D. Adjusters will keep an unprejudiced and open mind - answer>>>B.
Adjusters may negotiate with a claimant who is represented by an attorney
Which of the following are not considered to be an adjuster:
A. Employee or Staff Adjuster
B. Independent Adjuster
C. Public Adjuster
D. General Lines Adjuster - answer>>>D. General Lines
Adjuster Bureau Adjusters are also considered adjusters.
An applicant for a license as an adjuster may qualify as an adjuster in the
following fields (but not limited to):
A. All lines of insurance except life and annuities
B. Property and Casualty
C. Workers Compensation Insurance
,D. All of the Above - answer>>>D. All of the Above
Under Crime Insurance, the insured is covered for loss by:
A. Theft
B. Burglary
C. Robbery
D. All of the Above - answer>>>D. All of the
Above Unless the loss is specifically excluded
or limited
Provides for loss of money and securities outside the premises in the care,
custody and control of a messenger or armored car service resulting from theft,
disappearance or destruction. This is defined as: - answer>>>Outside the
Premises
Also covers robbery of other property under the circumstances.
Taking or attempted taking of property from within a locked safe or vault, by
unlawful entry, with visible marks of forcible entry, or taking of the safe or
vault from inside the premises. This is defined as: - answer>>>Safe Burglary
Exclusions: accounting errors, giving/surrendering property, voluntarily parting,
fire (except damage to safe/vault), vandalism, transferring property to someone
based on unauthorized instructions or from threat to harm
Covers for all types of property, when surrendered away from the premises as a
result of a threat to do bodily harm to the insured or an employee, or to a
relative or invitee of either, who is (or allegedly is) being held captive. This is
defined as: - answer>>>Extortion
,Also triggered by threats to damage the premises or property within the
premises. Employee Theft Coverage may be written in the following ways:
A. Scheduled Persons Coverage
B. Scheduled Position Coverage
C. Blanket Coverage
D. All May Apply - answer>>>D. All May
Apply Employee Theft may be written in
three ways.
Which of the following are NOT a type of bond? - answer>>>Apprentice
Contract - fulfill obligation
Fiduciary - make good to court for any deficiencies found in
performance Court - protect opposing party from loss
Which of the following are characteristics of a License Bond?
A. To guarantee the licensee will act according to laws
B. Protect public from unfair business practice
C. Proper collection and payment of taxes
D. All of the Above - answer>>>D. All of the Above
Guarantees the performance between the principle and the obligee: -
answer>>>Surety
, aka Bonding Company; Surety is a "guarantee"
This bond guarantees indemnification to the obligee for any losses resulting from the
principal's failure to complete the contract work in accord with specifications: -
answer>>>Performance
Considered a contract bond
One who undertakes to perform, to fulfill a contract or to meet an obligation is
known as:
- answer>>>Principal
Obligee - needs guarantee principal will perform
Surety - guarantees performance between principal and obligee
This form of bond is required to accompany a bid for a contract which will
require that the successful bidder furnish further bond if awarded the job: -
answer>>>Bid
May act as part of the bonding party and agrees to reimburse the surety for any
loss it may suffer from having bonded the principal: - answer>>>Indemnitor
Which of the following are parties to a Bond?
A. Principal
B. Obligee
C. Surety
D. All of the Above - answer>>>D. All of the
Above Principal - undertakes to
perform/fulfill
Accurate Real Exam Questions and
Verified Correct Answers JUST RELEASED
All of the following are requirements for the "Code of Ethics," except:
A. Adjusters should not give legal advice
B. Adjusters may negotiate with a claimant who is represented by an attorney
C. A witness who requests a copy of a statement given must be provided with one
D. Adjusters will keep an unprejudiced and open mind - answer>>>B.
Adjusters may negotiate with a claimant who is represented by an attorney
Which of the following are not considered to be an adjuster:
A. Employee or Staff Adjuster
B. Independent Adjuster
C. Public Adjuster
D. General Lines Adjuster - answer>>>D. General Lines
Adjuster Bureau Adjusters are also considered adjusters.
An applicant for a license as an adjuster may qualify as an adjuster in the
following fields (but not limited to):
A. All lines of insurance except life and annuities
B. Property and Casualty
C. Workers Compensation Insurance
,D. All of the Above - answer>>>D. All of the Above
Under Crime Insurance, the insured is covered for loss by:
A. Theft
B. Burglary
C. Robbery
D. All of the Above - answer>>>D. All of the
Above Unless the loss is specifically excluded
or limited
Provides for loss of money and securities outside the premises in the care,
custody and control of a messenger or armored car service resulting from theft,
disappearance or destruction. This is defined as: - answer>>>Outside the
Premises
Also covers robbery of other property under the circumstances.
Taking or attempted taking of property from within a locked safe or vault, by
unlawful entry, with visible marks of forcible entry, or taking of the safe or
vault from inside the premises. This is defined as: - answer>>>Safe Burglary
Exclusions: accounting errors, giving/surrendering property, voluntarily parting,
fire (except damage to safe/vault), vandalism, transferring property to someone
based on unauthorized instructions or from threat to harm
Covers for all types of property, when surrendered away from the premises as a
result of a threat to do bodily harm to the insured or an employee, or to a
relative or invitee of either, who is (or allegedly is) being held captive. This is
defined as: - answer>>>Extortion
,Also triggered by threats to damage the premises or property within the
premises. Employee Theft Coverage may be written in the following ways:
A. Scheduled Persons Coverage
B. Scheduled Position Coverage
C. Blanket Coverage
D. All May Apply - answer>>>D. All May
Apply Employee Theft may be written in
three ways.
Which of the following are NOT a type of bond? - answer>>>Apprentice
Contract - fulfill obligation
Fiduciary - make good to court for any deficiencies found in
performance Court - protect opposing party from loss
Which of the following are characteristics of a License Bond?
A. To guarantee the licensee will act according to laws
B. Protect public from unfair business practice
C. Proper collection and payment of taxes
D. All of the Above - answer>>>D. All of the Above
Guarantees the performance between the principle and the obligee: -
answer>>>Surety
, aka Bonding Company; Surety is a "guarantee"
This bond guarantees indemnification to the obligee for any losses resulting from the
principal's failure to complete the contract work in accord with specifications: -
answer>>>Performance
Considered a contract bond
One who undertakes to perform, to fulfill a contract or to meet an obligation is
known as:
- answer>>>Principal
Obligee - needs guarantee principal will perform
Surety - guarantees performance between principal and obligee
This form of bond is required to accompany a bid for a contract which will
require that the successful bidder furnish further bond if awarded the job: -
answer>>>Bid
May act as part of the bonding party and agrees to reimburse the surety for any
loss it may suffer from having bonded the principal: - answer>>>Indemnitor
Which of the following are parties to a Bond?
A. Principal
B. Obligee
C. Surety
D. All of the Above - answer>>>D. All of the
Above Principal - undertakes to
perform/fulfill
