Commercial Casualty II - CISR (WC, BAP, & Excess) Exam
with All Correct & 100% Verified Answers |Already
Graded A+
WC: Monopolistic State & How Coverage is Obtained ✔Correct Answers--North Dakota, Ohio,
Washington, & Wyoming (N.O.W.W.), a state created & state owned fund NO PRIVATE WC INS
WC: Elective States ✔Correct Answers--New Jersey & Texas
WC: Information Page ✔Correct Answers--Declatory outlining the employer being insured the
policy and the coverage provided shown in multiple sections.
WC: Item 1 ✔Correct Answers--Who the insured is(name), mailing address, type of organization
WC: Item 2 ✔Correct Answers--The policy effective & expiration date
WC: Item 3 ✔Correct Answers--Coverage under workers comp
WC: Item 3.A ✔Correct Answers--States currently operating/currently covered
WC: Item 3.B ✔Correct Answers--Coverage under employers liability
WC: Item 3.C ✔Correct Answers--Other states insurance, states where the insured does NOT
operate. "All states except the monopolistic, and those listed in item 3.A"
WC: Experince Modifier EMod ✔Correct Answers--Measures accident, frequency and severity
(cost) producing a picture of an employers claims experience
WC: Four Types of Benefits Paid by Policy ✔Correct Answers--Medical (unlimited), Disability,
Rehab, & Death
WC: Item 3.D ✔Correct Answers--Endorsements
WC: Item 4 ✔Correct Answers--Premium Calculations
WC: Employers Liability Claim Types (4) ✔Correct Answers--Third Party Action Over, Care and Loss
of Services, Consequential Bodily Injury, and Dual Capacity
Third party action over Claim ✔Correct Answers--Injured employee sues both employer and third
party (NOT THE SAME ENTITY)
Dual Capacity Claim ✔Correct Answers--Injured employee sues both the employer and
manufactured, which are the same entity
Care and Loss of Services Claim ✔Correct Answers--Dependents need care and services from
injured employee (or consortium)
with All Correct & 100% Verified Answers |Already
Graded A+
WC: Monopolistic State & How Coverage is Obtained ✔Correct Answers--North Dakota, Ohio,
Washington, & Wyoming (N.O.W.W.), a state created & state owned fund NO PRIVATE WC INS
WC: Elective States ✔Correct Answers--New Jersey & Texas
WC: Information Page ✔Correct Answers--Declatory outlining the employer being insured the
policy and the coverage provided shown in multiple sections.
WC: Item 1 ✔Correct Answers--Who the insured is(name), mailing address, type of organization
WC: Item 2 ✔Correct Answers--The policy effective & expiration date
WC: Item 3 ✔Correct Answers--Coverage under workers comp
WC: Item 3.A ✔Correct Answers--States currently operating/currently covered
WC: Item 3.B ✔Correct Answers--Coverage under employers liability
WC: Item 3.C ✔Correct Answers--Other states insurance, states where the insured does NOT
operate. "All states except the monopolistic, and those listed in item 3.A"
WC: Experince Modifier EMod ✔Correct Answers--Measures accident, frequency and severity
(cost) producing a picture of an employers claims experience
WC: Four Types of Benefits Paid by Policy ✔Correct Answers--Medical (unlimited), Disability,
Rehab, & Death
WC: Item 3.D ✔Correct Answers--Endorsements
WC: Item 4 ✔Correct Answers--Premium Calculations
WC: Employers Liability Claim Types (4) ✔Correct Answers--Third Party Action Over, Care and Loss
of Services, Consequential Bodily Injury, and Dual Capacity
Third party action over Claim ✔Correct Answers--Injured employee sues both employer and third
party (NOT THE SAME ENTITY)
Dual Capacity Claim ✔Correct Answers--Injured employee sues both the employer and
manufactured, which are the same entity
Care and Loss of Services Claim ✔Correct Answers--Dependents need care and services from
injured employee (or consortium)
