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Exam (elaborations)

Delaware Life Insurance Exam Prep 2025: 250 Practice Questions & Verified Answers

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Ace the 2025 Delaware Life Producer Exam on your first try. This comprehensive study guide features 250 essential practice questions with correct, verified answers. Master key topics like policy types, annuities, state laws, and ethics to build confidence and ensure you're fully prepared for the actual test.

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Written in
2025/2026
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Delaware Life Producer Exam 2025 with 250
Practice Questions and Correct Verified Answers/
DE Life Producer License Practice Test Latest
(New!)


A(n) _ may also perform the duties of a consultant. -
...ANSWER...✓✓ producer


What is an example of a producer's implied authority? -
...ANSWER...✓✓ Collecting premiums


The Commissioner may suspend or revoke a producer's
license for - ...ANSWER...✓✓ keeping premiums owed to
the insurer


An insurer is charged _ for submitting an application for a
certificate of authority in Delaware. - ...ANSWER...✓✓
$700


In Delaware, an insurer is prohibited from -
...ANSWER...✓✓ making a political contribution to any
candidate for the office of the Commissioner.

, 2|Page




Which of the following is the reimbursement of benefits
for the treatment of a beneficiary's injuries caused by a
third party? - ...ANSWER...✓✓ Subrogation


The clause is an Accident and Health policy which defines
the benefit amounts the insurer will pay is called the -
...ANSWER...✓✓ Insuring clause


Which of the following is NOT an example of a producer's
breach of fiduciary duty? - ...ANSWER...✓✓ allowing
premiums to be submitted electronically


Which health policy clause stipulates that an insurance
company must attach a copy of the application to the
policy to ensure that it is part of the contract? -
...ANSWER...✓✓ Entire Contract


What percentage of employees must participate in a
noncontributory group life insurance plan? -
...ANSWER...✓✓ 100%
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