Advantage [non-SNP], Prescription Drug
and Medicare Supplement Plans) | Latest
Version | 2024/2025 | Correct & Verified
What is Medicare Advantage (non-SNP)?
✔✔Medicare Advantage (non-SNP) is a private health insurance plan that includes the benefits
of Medicare Part A and Part B, and often offers additional coverage such as prescription drugs,
dental, and vision care.
What are the core benefits of a Medicare Advantage plan?
✔✔A Medicare Advantage plan provides coverage for hospital stays, medical services, and
preventive care, along with potential additional benefits like prescription drugs, dental, and
vision services.
What is the role of private insurers in Medicare Advantage plans?
✔✔Private insurers administer Medicare Advantage plans, providing the same benefits as
Original Medicare, but often with added coverage such as vision, dental, and wellness programs.
What are the differences between Medicare Advantage plans and Original Medicare?
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, ✔✔Medicare Advantage plans are offered by private insurance companies and may provide
additional benefits beyond those offered by Original Medicare, such as prescription drug
coverage, dental, and vision care.
Original Medicare, provided by the federal government, covers only hospital and medical
services.
What additional benefits are typically offered by Medicare Advantage plans?
✔✔Many Medicare Advantage plans offer extra benefits, including prescription drug coverage,
hearing aids, dental, vision, and wellness programs, which are not included in Original Medicare.
What does the cost structure of a Medicare Advantage plan usually include?
✔✔The cost of a Medicare Advantage plan includes the Part B premium and any additional
premium set by the private insurer, along with copayments, coinsurance, and deductibles.
How are prescription drugs covered in Medicare Advantage plans?
✔✔Most Medicare Advantage plans include prescription drug coverage (Part D), helping
beneficiaries reduce the costs of medications. However, some plans may not, and a separate Part
D plan may be necessary.
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