WGU D076 OBJECTIVE ASSESSMENT (OA) ACTUAL EXAM 2025/2026 COMPLETE
ACCURATE EXAM REAL QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED
ANSWERS) A NEW UPDATED VERSION |ALREADY GRADED A+ (FULL REVISED!) BRAND
NEW WGU D076 OA EXAM
NPV - (ANSWER)It considers the time value of money, it tells you the dollar value that the investment
will add to the firm, and it takes risk into account.
Sunk Costs - (ANSWER)Costs that have already been incurred and cannot be recovered, which should
not be considered in capital investment analysis.
Required Rate of Return - (ANSWER)An accurate, carefully calculated rate that is essential for
determining the profitability of an investment using NPV.
Financing Decision - (ANSWER)The task of determining how to raise enough money to start a project,
considering options like issuing bonds or stocks.
Maximizing Individual Utility - (ANSWER)The objective of setting financial goals, which aims to enhance
personal satisfaction and achieve financial aspirations.
Financial Planner - (ANSWER)A professional who works with individuals to help them achieve their
financial goals.
Financing a Goal - (ANSWER)The process of deciding how to pay for a purchase after making a decision
to buy, such as taking out a loan or using cash.
Business Finance - (ANSWER)The area of finance that deals with sources of funding and the capital
structure of corporations to increase the value of the firm.
Investment - (ANSWER)The allocation of resources, usually money, in order to generate income or
profit.
Capital Structure - (ANSWER)The mix of debt and equity financing used by a firm to fund its operations
and growth.
,WGU D076 OBJECTIVE ASSESSMENT (OA) ACTUAL EXAM 2025/2026 COMPLETE
ACCURATE EXAM REAL QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED
ANSWERS) A NEW UPDATED VERSION |ALREADY GRADED A+ (FULL REVISED!) BRAND
NEW WGU D076 OA EXAM
Financial Goals - (ANSWER)Objectives set by individuals to manage their finances effectively and achieve
desired outcomes.
Auto Loan - (ANSWER)A type of loan specifically for purchasing a vehicle, which can be used in
conjunction with cash savings.
Mortgage Loan - (ANSWER)A loan specifically used to purchase real estate, secured by the property
itself.
Bonds - (ANSWER)Debt securities issued by corporations or governments to raise capital, which must be
repaid with interest.
Stocks - (ANSWER)Equity securities representing ownership in a corporation, which can provide
dividends and capital gains.
Utility - (ANSWER)The satisfaction or benefit derived from consuming a good or service.
Financial Goals Setting - (ANSWER)The process of establishing specific objectives to guide financial
planning and decision-making.
Project Approval - (ANSWER)The formal acceptance of a proposed project, allowing for the allocation of
resources to proceed.
Cash Reserves - (ANSWER)Funds that a company has available for immediate use, which can impact
financing decisions.
Investment Analysis - (ANSWER)The evaluation of an investment's potential profitability and risks before
committing capital.
, WGU D076 OBJECTIVE ASSESSMENT (OA) ACTUAL EXAM 2025/2026 COMPLETE
ACCURATE EXAM REAL QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED
ANSWERS) A NEW UPDATED VERSION |ALREADY GRADED A+ (FULL REVISED!) BRAND
NEW WGU D076 OA EXAM
Risk Assessment - (ANSWER)The process of identifying and evaluating potential risks that could affect an
investment's return.
Financial Management - (ANSWER)The strategic planning, organizing, directing, and controlling of
financial activities in an organization.
Wealth Creation - (ANSWER)The process of generating economic value through investments and
financial planning.
Firm Valuation - (ANSWER)The process of determining the economic value of a business or company.
Finance - (ANSWER)The management and allocation of capital with the objectives of investing,
forecasting, budgeting, saving, lending, and borrowing.
Accounting - (ANSWER)Generally backward-looking, focusing on past financial transactions and
reporting.
Investments - (ANSWER)The area of finance that seeks to create wealth in the future by deciding where
to allocate money.
Primary goal of the financial manager - (ANSWER)To maximize owner wealth.
Investment decision question - (ANSWER)Do the benefits of this investment outweigh the costs?
Personal finance goals - (ANSWER)The objective is to maximize one's utility from products purchased
and services obtained.
ACCURATE EXAM REAL QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED
ANSWERS) A NEW UPDATED VERSION |ALREADY GRADED A+ (FULL REVISED!) BRAND
NEW WGU D076 OA EXAM
NPV - (ANSWER)It considers the time value of money, it tells you the dollar value that the investment
will add to the firm, and it takes risk into account.
Sunk Costs - (ANSWER)Costs that have already been incurred and cannot be recovered, which should
not be considered in capital investment analysis.
Required Rate of Return - (ANSWER)An accurate, carefully calculated rate that is essential for
determining the profitability of an investment using NPV.
Financing Decision - (ANSWER)The task of determining how to raise enough money to start a project,
considering options like issuing bonds or stocks.
Maximizing Individual Utility - (ANSWER)The objective of setting financial goals, which aims to enhance
personal satisfaction and achieve financial aspirations.
Financial Planner - (ANSWER)A professional who works with individuals to help them achieve their
financial goals.
Financing a Goal - (ANSWER)The process of deciding how to pay for a purchase after making a decision
to buy, such as taking out a loan or using cash.
Business Finance - (ANSWER)The area of finance that deals with sources of funding and the capital
structure of corporations to increase the value of the firm.
Investment - (ANSWER)The allocation of resources, usually money, in order to generate income or
profit.
Capital Structure - (ANSWER)The mix of debt and equity financing used by a firm to fund its operations
and growth.
,WGU D076 OBJECTIVE ASSESSMENT (OA) ACTUAL EXAM 2025/2026 COMPLETE
ACCURATE EXAM REAL QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED
ANSWERS) A NEW UPDATED VERSION |ALREADY GRADED A+ (FULL REVISED!) BRAND
NEW WGU D076 OA EXAM
Financial Goals - (ANSWER)Objectives set by individuals to manage their finances effectively and achieve
desired outcomes.
Auto Loan - (ANSWER)A type of loan specifically for purchasing a vehicle, which can be used in
conjunction with cash savings.
Mortgage Loan - (ANSWER)A loan specifically used to purchase real estate, secured by the property
itself.
Bonds - (ANSWER)Debt securities issued by corporations or governments to raise capital, which must be
repaid with interest.
Stocks - (ANSWER)Equity securities representing ownership in a corporation, which can provide
dividends and capital gains.
Utility - (ANSWER)The satisfaction or benefit derived from consuming a good or service.
Financial Goals Setting - (ANSWER)The process of establishing specific objectives to guide financial
planning and decision-making.
Project Approval - (ANSWER)The formal acceptance of a proposed project, allowing for the allocation of
resources to proceed.
Cash Reserves - (ANSWER)Funds that a company has available for immediate use, which can impact
financing decisions.
Investment Analysis - (ANSWER)The evaluation of an investment's potential profitability and risks before
committing capital.
, WGU D076 OBJECTIVE ASSESSMENT (OA) ACTUAL EXAM 2025/2026 COMPLETE
ACCURATE EXAM REAL QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED
ANSWERS) A NEW UPDATED VERSION |ALREADY GRADED A+ (FULL REVISED!) BRAND
NEW WGU D076 OA EXAM
Risk Assessment - (ANSWER)The process of identifying and evaluating potential risks that could affect an
investment's return.
Financial Management - (ANSWER)The strategic planning, organizing, directing, and controlling of
financial activities in an organization.
Wealth Creation - (ANSWER)The process of generating economic value through investments and
financial planning.
Firm Valuation - (ANSWER)The process of determining the economic value of a business or company.
Finance - (ANSWER)The management and allocation of capital with the objectives of investing,
forecasting, budgeting, saving, lending, and borrowing.
Accounting - (ANSWER)Generally backward-looking, focusing on past financial transactions and
reporting.
Investments - (ANSWER)The area of finance that seeks to create wealth in the future by deciding where
to allocate money.
Primary goal of the financial manager - (ANSWER)To maximize owner wealth.
Investment decision question - (ANSWER)Do the benefits of this investment outweigh the costs?
Personal finance goals - (ANSWER)The objective is to maximize one's utility from products purchased
and services obtained.
