PEARSON VUE PROPERTY INSURANCE EXAM UPDATED WITH ALL NEW QUESTIONS AND EXACTLY RIGHT ANSWERS | A+ QUALITY GUARANTEE

1|Page



PEARSON VUE PROPERTY INSURANCE EXAM
UPDATED 2025-2026 WITH ALL NEW
QUESTIONS AND EXACTLY RIGHT ANSWERS |
A+ QUALITY GUARANTEE
1. One of the following policies covers Mobile Homes:
a. Dp-1
b. Dp-2
c. Dp-3
d. Ho-4
- ANSWER: Dp-1




2. On a dwelling policy, personal property would be covered at:
a. ACV
b. Replacement Cost
c. Not covered
d. 80% of Value
- ANSWER: ACV


3. DP-1 would cover all of the following without endorsement except:


a. other structures
b. personal property
c. rental value
d. additional living expense

,2|Page


- ANSWER: additional living expense




4. One of the following would be covered on a dwelling policy without an
endorsement:
a. Theft
b. Earthquake
c. Personal Liability
d. Mobile Home
- ANSWER: Mobile Home




5. Coverage C on the dwelling policy would be:
a. Personal property
b. Other structures
c. rental value
d. dwelling
- ANSWER: Personal property




6. Broadest coverage is found in:
a. Dp-1
b. Dp-2
c. Dp-3
d. None of these
- ANSWER: Dp-3 (Special is the broadest)

, 3|Page




7. One of the following does not provide dwelling coverage:
a. ho-1
b. ho-2 (Broad)
c.ho-4 (Tenant)
d. ho-6 (Condo) - - ANSWER: : ho-4 (tenant)




8. When the insured is needed to help defend a claim, a homeowners policy
would pay the insured daily for attending court:
a.$25
b.$ 50
c.$75
d.$ 100 - - ANSWER: : $50




9. all of the following businesses are excluded on a business owners policy
except:
a. retail store
b.garage
c.liquor store
d.service station
- ANSWER: retail store
10. Business risk coverage will cease for the following reasons except: a.builder
sells property