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RMIN 2005 Exam 3 Questions and Correct Answers

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RMIN 2005 Exam 3 Questions and Correct AnswersRMIN 2005 Exam 3 Questions and Correct Answers

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Uploaded on: November 26, 2025
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rmin 2005 exam 3 questions and correct answers

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RMIN 2005 Exam 3 Questions and Correct
Answers
What does medicare part A cover? Ans: Hospitalization, and its
automatic

What does medicare part B cover Ans: Supplementary medical
insurance, and you can decline

When must people apply for insurance Ans: During the open
enrollment

What is penalty for not enrolling in an individual market place
Ans: Zero penalty

Which form of health insurance does not require a gatekeeper Ans:
PPO

Which form of health insurance is least flexible and most
affordable Ans: HMO

Who is gatekeeper Ans: They approve who you will see

What is an advantage of HMO? Ans: Low premium

What are the contributing factor to increase health care cost? Ans:
Medical malpractice, people live longer, state of the art treatment

What is the only true predicable exposure in medical insurance?
Ans: Prescription drugs

What does a consumer driven health account come with? Ans: A
high deductible and you can establish a health savings account

_______ is a peril that is covered with life insurance Ans:
Premature death

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