OHIO HEALTH AND LIFE INSURANCE 2025/2026 EXAM
ACTUAL EXAM COMPLETE QUESTIONS WITH DETAILED
VERIFIED ANSWERS
FEATURES INCLUDE
VERIFIED ANSWERS
MOST RECENT UPDATE
WITH RATIONALES
GRADED A+
, QUESTIONS ANSWERS
The type of policy where the insurer can cancelable
send a notice to the insured that the policy
has been cancelled in the middle of the term
is called
Krissa purchases a 10-year level term life The face amount and premium will remain
insurance policy that has a death benefit of constant over the 10 year period
$200,000. Which of these statements is true?
The policy automatically converts to whole
life after the 10-year period
Which of the following provides Medicare Private insurance companies
supplement policies?
Under the Health Insurance Portability and employee's waiting period for coverage of a
Accountability Act (HIPAA), the employee's preexisting condition can be reduced under
new Group Health Plan will verify the new employer's health plan
Creditable Coverage so that the
Which of the following is typically NOT Temporary employee
eligible for the coverage in a group health
policy?
Which of the following is a reinstatement Proof of insurability
condition?
Ohio requires that a licensee complete 3
______ hours of continuing education on the
subject of ethics every reporting period.
Carole is a licensed agent who lives in nonresident agent
Michigan and transacts insurance in Ohio.
In Ohio, Carole is considered to be a
Long- term care insurance applications must guaranteed issue
contain plain and unambiguous health
questions. The exception to this rule would
be applications for
Continuous 24- hour care provided by skilled nursing care
licensed medical professionals under the
direct supervision of a physician is called
The entire contract includes the actual application
policy and the
The branch of dentistry which deals with the Prosthodontics
replacement of missing parts is called
An agent's license has been suspended for within 12 months of the license renewal date
non-renewal. The agent my apply for
reinstatement
Which of the following is an annuity that is Equity- indexed annuity
linked to a market-related index?
A closed network plan offers a a primary 100% of the billed amount
physician copay of $25. If a subscriber
ACTUAL EXAM COMPLETE QUESTIONS WITH DETAILED
VERIFIED ANSWERS
FEATURES INCLUDE
VERIFIED ANSWERS
MOST RECENT UPDATE
WITH RATIONALES
GRADED A+
, QUESTIONS ANSWERS
The type of policy where the insurer can cancelable
send a notice to the insured that the policy
has been cancelled in the middle of the term
is called
Krissa purchases a 10-year level term life The face amount and premium will remain
insurance policy that has a death benefit of constant over the 10 year period
$200,000. Which of these statements is true?
The policy automatically converts to whole
life after the 10-year period
Which of the following provides Medicare Private insurance companies
supplement policies?
Under the Health Insurance Portability and employee's waiting period for coverage of a
Accountability Act (HIPAA), the employee's preexisting condition can be reduced under
new Group Health Plan will verify the new employer's health plan
Creditable Coverage so that the
Which of the following is typically NOT Temporary employee
eligible for the coverage in a group health
policy?
Which of the following is a reinstatement Proof of insurability
condition?
Ohio requires that a licensee complete 3
______ hours of continuing education on the
subject of ethics every reporting period.
Carole is a licensed agent who lives in nonresident agent
Michigan and transacts insurance in Ohio.
In Ohio, Carole is considered to be a
Long- term care insurance applications must guaranteed issue
contain plain and unambiguous health
questions. The exception to this rule would
be applications for
Continuous 24- hour care provided by skilled nursing care
licensed medical professionals under the
direct supervision of a physician is called
The entire contract includes the actual application
policy and the
The branch of dentistry which deals with the Prosthodontics
replacement of missing parts is called
An agent's license has been suspended for within 12 months of the license renewal date
non-renewal. The agent my apply for
reinstatement
Which of the following is an annuity that is Equity- indexed annuity
linked to a market-related index?
A closed network plan offers a a primary 100% of the billed amount
physician copay of $25. If a subscriber
