AZ Life & Health Exam Questions with Correct Answers
100% Verified Graded A+
1. Federal Health Care Reform under the Patient Protection and Affordable Care Act
now supersedes all state laws and provides coverage for children up to age or longer if
handicapped.
A. 26
B. 22
C. 25
D. 21:
Answer> A. 26
2. Every Health and Disability Income Policy must express the conditions and provisions
for .
A
Conditional coverage B
Continuation of the contract C
Refunds of premium at maturity D
1/
93
,Policy corrections:
Answer> B Continuation of the
contract
3. All of the following are considered Long-Term Care Partnership Policy
requirements, except:
A
A producer who markets or offers to sell a Long-Term Care Partnership Policy must provide
each prospective applicant the Pre-purchase Notice
B
A policy sold to an individual who has attained age 76 as of the date of purchase must
provide compound annual inflation protection
C
An insurer that issues for delivery a Long-Term Care Partnership Policy must attach the Pos
purchase Notice
D
A policy sold to an individual who has not attained age 61 as of the date of purchase must
provide compound annual inflation protection:
Answer> B
2/
93
,A policy sold to an individual who has attained age 76 as of the date of purchase must provid
compound annual inflation protection
4. The HMO provider is paid a set fee per enrollee, known as a:
A
Provider fee
B
Capitation fee C
Service fee D
Enrollee fee:
Answer> B Capitation fee
5. Other than the applicant, which signature is required on an application?
A
Agent
B
Executive officer of the insurer C
Beneficiary D
Insurance commissioner:
3/
93
, Answer> A Agent
6. Which type of LTC coverage is designed to provide relief for the primary caregiver of
a long-term care patient?
A
Adult Day Care B
Hospice Care C
Respite Care D
Home Health Care:
Answer>C Respite Care
7. Hank, an auto mechanic, had an accident in his garage. He was unconscious for several
hours and he awoke in the hospital with a broken leg and missing an arm. His disability
would be.
A
Partial, permanent B
Total, temporary C
Total, permanent D
Partial, temporary:
4/
93
100% Verified Graded A+
1. Federal Health Care Reform under the Patient Protection and Affordable Care Act
now supersedes all state laws and provides coverage for children up to age or longer if
handicapped.
A. 26
B. 22
C. 25
D. 21:
Answer> A. 26
2. Every Health and Disability Income Policy must express the conditions and provisions
for .
A
Conditional coverage B
Continuation of the contract C
Refunds of premium at maturity D
1/
93
,Policy corrections:
Answer> B Continuation of the
contract
3. All of the following are considered Long-Term Care Partnership Policy
requirements, except:
A
A producer who markets or offers to sell a Long-Term Care Partnership Policy must provide
each prospective applicant the Pre-purchase Notice
B
A policy sold to an individual who has attained age 76 as of the date of purchase must
provide compound annual inflation protection
C
An insurer that issues for delivery a Long-Term Care Partnership Policy must attach the Pos
purchase Notice
D
A policy sold to an individual who has not attained age 61 as of the date of purchase must
provide compound annual inflation protection:
Answer> B
2/
93
,A policy sold to an individual who has attained age 76 as of the date of purchase must provid
compound annual inflation protection
4. The HMO provider is paid a set fee per enrollee, known as a:
A
Provider fee
B
Capitation fee C
Service fee D
Enrollee fee:
Answer> B Capitation fee
5. Other than the applicant, which signature is required on an application?
A
Agent
B
Executive officer of the insurer C
Beneficiary D
Insurance commissioner:
3/
93
, Answer> A Agent
6. Which type of LTC coverage is designed to provide relief for the primary caregiver of
a long-term care patient?
A
Adult Day Care B
Hospice Care C
Respite Care D
Home Health Care:
Answer>C Respite Care
7. Hank, an auto mechanic, had an accident in his garage. He was unconscious for several
hours and he awoke in the hospital with a broken leg and missing an arm. His disability
would be.
A
Partial, permanent B
Total, temporary C
Total, permanent D
Partial, temporary:
4/
93
