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AHIP Final Exam Test Questions
AHIP Final Exam Test Questions / Actual
Questions and Correct Answers 2025
/2026
Mrs. West wears glasses Medicare does not cover acupuncture, or, in general,
and dentures and has glasses or dentures.
enjoyed considerable
pain relief from
arthritis through
acupuncture. She is
concerned about
whether or not
Medicare will cover
these items and
services. What should
you tell her?
Mr. Bickford did not He could check with the manufacturers of his
quite qualify for the medications to see if they offer an assistance
extra help low-income program to help people with limited means
subsidy under the obtain the medications they need. Alternatively,
Medicare Part D he could check to see whether his state has a
,Prescription Drug pharmacy assistance program to help him
program and he is with his expenses.
wondering if there is any
other option he has for
obtaining help with his
considerable drug
costs. What should
you tell him?
Mr. Lombardi is He could enroll in one of the MA plans that
interested in a Medicare include prescription drug coverage or a
Advantage (MA) PPO Medigap plan and a stand-alone prescription
plan that you drug plan, but he cannot enroll in the MA-only
represent. It is one of PPO plan and a stand-alone prescription
three plans operated by drug plan.
the same organization in
Mr. Lombardi's area.
The MA PPO plan does
not include drug
coverage, but the other
two plans do. Mr.
Lombardi likes the PPO
plan that does not
include drug coverage
and intends to obtain
his drug coverage
through a stand- alone
Medicare prescription
drug plan.
What should you tell
him about this
situation?
, Mr. Torres has a small In general, he must select a single Part D
savings account. He premium payment mechanism that will be used
would like to pay for throughout the year.
his monthly Part D
premiums with an
automatic monthly
withdrawal from his
savings account until it
is exhausted, and then
have his premiums
withheld from his
Social Security check.
What should you tell him?
See an expert-written answer
Agent Jennings makes Yes. When an event has been advertised as
a presentation on "educational," discussing plan-specific
Medicare advertised premiums is impermissible.
as an educational
event. Agent Jennings
distributes materials
that are solely
educational in nature.
However, she gives a
brief presentation that
mentions plan-specific
premiums. Is this a
prohibited activity at an
event that has
been advertised as
educational?
See an expert-written answer
AHIP Final Exam Test Questions
AHIP Final Exam Test Questions / Actual
Questions and Correct Answers 2025
/2026
Mrs. West wears glasses Medicare does not cover acupuncture, or, in general,
and dentures and has glasses or dentures.
enjoyed considerable
pain relief from
arthritis through
acupuncture. She is
concerned about
whether or not
Medicare will cover
these items and
services. What should
you tell her?
Mr. Bickford did not He could check with the manufacturers of his
quite qualify for the medications to see if they offer an assistance
extra help low-income program to help people with limited means
subsidy under the obtain the medications they need. Alternatively,
Medicare Part D he could check to see whether his state has a
,Prescription Drug pharmacy assistance program to help him
program and he is with his expenses.
wondering if there is any
other option he has for
obtaining help with his
considerable drug
costs. What should
you tell him?
Mr. Lombardi is He could enroll in one of the MA plans that
interested in a Medicare include prescription drug coverage or a
Advantage (MA) PPO Medigap plan and a stand-alone prescription
plan that you drug plan, but he cannot enroll in the MA-only
represent. It is one of PPO plan and a stand-alone prescription
three plans operated by drug plan.
the same organization in
Mr. Lombardi's area.
The MA PPO plan does
not include drug
coverage, but the other
two plans do. Mr.
Lombardi likes the PPO
plan that does not
include drug coverage
and intends to obtain
his drug coverage
through a stand- alone
Medicare prescription
drug plan.
What should you tell
him about this
situation?
, Mr. Torres has a small In general, he must select a single Part D
savings account. He premium payment mechanism that will be used
would like to pay for throughout the year.
his monthly Part D
premiums with an
automatic monthly
withdrawal from his
savings account until it
is exhausted, and then
have his premiums
withheld from his
Social Security check.
What should you tell him?
See an expert-written answer
Agent Jennings makes Yes. When an event has been advertised as
a presentation on "educational," discussing plan-specific
Medicare advertised premiums is impermissible.
as an educational
event. Agent Jennings
distributes materials
that are solely
educational in nature.
However, she gives a
brief presentation that
mentions plan-specific
premiums. Is this a
prohibited activity at an
event that has
been advertised as
educational?
See an expert-written answer
