D076 Finance Skills for Managers – Teach Back Notes: Finance Skills (Modules 2, 4, 6,
9,10, 11) 2025 NEW VERSIONS UPDATE Western Governors University
D076 - Finance Skills for Managers Modules 2,
4, 6, 9, 10, & 11 Teach-Back
, Module 2 - Financial Markets and Institutions
Financial Securities: Financial Markets:
Treasuries: bonds issued by the U.S. government. Treasuries Money Market: financial market used for short-term
are used to cover government costs and national projects assets that are issued for less than one year
Corporate bonds: bonds issued by companies to Examples: Treasury Bills, Certificate of Deposit
borrow money from the public, and the business
can invest these monies in projects Capital Market: financial market used for long-term
assets that are issued for more than one year
Stocks: stocks are a share of ownership in a Examples: Stocks, Bonds, Mutual Funds, Private Equity,
company Businesses use stock revenues for
projects. Real Estate, Preferred Stock, Derivatives
Primary Market: first time sale of stocks & bonds (IPO)
Secondary Market: where stocks/bonds are traded after IPO
Types of Financial Institutions: Securities and Investment Firms
Depository: accept monetary deposits from individuals and Non-depository institutions - they don’t take deposits.
businesses and allow saving of $ and obtaining loans Here’s what they do:
Examples: Banks, Credit Unions, Savings & Loan
Facilitate Investments: facilitating the purchase of stocks,
Non-Depository: do not accept deposits directly bonds and mutual funds. Provide access to markets to
from customers, but act as intermediaries individuals, businesses and institutions
between savers and uses the capital.
Provides investing, lending, and insurance services. Examples: Brokerage firms: Charles Schwab
Examples: Investment Banks, Insurance Companies, Investment Banks: Citigroup
Brokerage Firms, Pension Funds, Finance Companies
9,10, 11) 2025 NEW VERSIONS UPDATE Western Governors University
D076 - Finance Skills for Managers Modules 2,
4, 6, 9, 10, & 11 Teach-Back
, Module 2 - Financial Markets and Institutions
Financial Securities: Financial Markets:
Treasuries: bonds issued by the U.S. government. Treasuries Money Market: financial market used for short-term
are used to cover government costs and national projects assets that are issued for less than one year
Corporate bonds: bonds issued by companies to Examples: Treasury Bills, Certificate of Deposit
borrow money from the public, and the business
can invest these monies in projects Capital Market: financial market used for long-term
assets that are issued for more than one year
Stocks: stocks are a share of ownership in a Examples: Stocks, Bonds, Mutual Funds, Private Equity,
company Businesses use stock revenues for
projects. Real Estate, Preferred Stock, Derivatives
Primary Market: first time sale of stocks & bonds (IPO)
Secondary Market: where stocks/bonds are traded after IPO
Types of Financial Institutions: Securities and Investment Firms
Depository: accept monetary deposits from individuals and Non-depository institutions - they don’t take deposits.
businesses and allow saving of $ and obtaining loans Here’s what they do:
Examples: Banks, Credit Unions, Savings & Loan
Facilitate Investments: facilitating the purchase of stocks,
Non-Depository: do not accept deposits directly bonds and mutual funds. Provide access to markets to
from customers, but act as intermediaries individuals, businesses and institutions
between savers and uses the capital.
Provides investing, lending, and insurance services. Examples: Brokerage firms: Charles Schwab
Examples: Investment Banks, Insurance Companies, Investment Banks: Citigroup
Brokerage Firms, Pension Funds, Finance Companies
