of an insured's
nonpublic
information is
involved, what is the
insurer obligated to
do?
Under the 9:00 PM
Telemarketing Sales
Rule, telemarketing
calls may NOT be
received after
A health plan offered Medicare Supplement
by private insurance
companies is
Chris has a single comprehensive
major medical
contract which
covers all medical
expenses. His plan
is considered to be
,In accident and Bring legal action against the insurer
health insurance, 60
days must pass
after written proof of
loss has been
received by an
insurer before the
insured may
When a ten year Ten year term insurance for a person aged
renewable term life 55
insurance policy
issued at age 45 is
renewed, the
premium rate will be
the current rate for
All of the following An attempt to settle a claim by arbitration
are unfair claims
settlement practices
except
What is covered Limited perils and amounts
under a limited
accident and health
insurance policy?
A life insurance Accelerated (living) benefit
policy provision that
has the ability to
reduce the death
benefit is called
If an accident and Written proof of the occurrence and extent
health insurance of loss
claim form is NOT
supplied to the
,insured within 15
says after the notice
of claim, the insured
may comply with the
proof of loss
provision by
submitting
How are monthly life Taxed as ordinary income in the year
annuity benefit received
payments treated
under a tax
sheltered annuity
(TSA)?
How does a The time period in which premiums will be
continuous premium paid
whole life policy
differ from a limited
payment whole life
policy?
Which of these is an A portion of the payments paid to the
accurate statement beneficiary comes from interest calculated
regarding the fixed on the proceeds of the policy
period settlement
option on a life
insurance policy?
Under what When not prohibited by state law
circumstance does
an accident and
health insurer have
, the right to request
an autopsy?
A material change in the seven pay test, adjusted for cash
a modified value, being applied again
endowment contract
(MEC) results in
Under an adjustable The person insured
life insurance policy,
which of the
following may NOT
be changed without
further
underwriting?
Linda is covered custodial care
with long-term care
insurance and has
early-stage
Alzheimer's. She is
still able to reside in
her home while
receiving primary
care, as opposed to
moving into a
nursing home. All of
the following long-
term benefits
encourage this
EXCEPT for
Employer-paid Excluded from the employee's gross
qualified long-term income.
care insurance
premiums are
typically